Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

407 SHINNECOCK Drive, St. Johns, FL 32259 (MLS# 2162100)

407 SHINNECOCK Drive, St. Johns, FL 32259

$899,000

Primary Closet is very large and has a closet system

This connects from the primary bedroom and the back entry hall

This hall bath is just outside BR #2 but can also be used for the 5th BR if needed

This room was staged with AI generated furnishings

Double Sinks and Separate Shower/Water Closet

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 3,000 Lot Size (sq. ft.): 9,148 Status: Active

Current Price: $899,000 List Date: 8/27/2026 Last Modified: 11/06/2026

Overview

Description

Rich with amenities, Rivertown is an Amazing community with swimming, boating, trail walking, pickleball, playgrounds, dog parks & all that Florida has to offer! This single Level Home offers luxury finishes, soaring ceilings & amazing preserve views. This thoughtfully designed home features 4 bedrooms plus a large office w/ French doors. The open floor plan showcases a gas fireplace with built-ins & a chef's kitchen w/ ceiling-height cabinetry, oversized island, open dining area & huge butler's pantry with additional storage. The spacious primary suite offers a luxurious ensuite bath, walk-in shower & huge -in closet w/ custom systems. There is a guest suite w/ a full bath & two additional bedrooms share a bath in a separate wing which works great for multi generational, teens or kids! Built by Mastercraft, the home is of exceptional quality & loaded with upgrades like high end floors. The laundry room is off the mudroom & there's a large 3-car garage. This home is priced to sell!

Supplements: The location of this home within the community is exceptional because it offers easy access in and out of the community but is also private and quiet because it backs up to preserve. Just minutes from the amenities of Rivertown and also the amenities of the area like Publix, gas stations, nails salons, etc....

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Today, 12:00 pm - 2:00 pm

Listing Details MLS# 2162100

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 3000
Living Area Source: Assessor
Year Built: 2022
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.21
Association YN: Yes
Association Fee: 53
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 3794.8
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From I-95, take Exit 329 for CR-210 and head west. Turn left onto Longleaf Pine Parkway and continue approximately 3 miles. Turn right onto Keystone Corners Blvd, then take the first right onto Shinnecock Dr. Continue to 407 Shinnecock Dr, St. Johns, FL 32259
Public Remarks: Rich with amenities, Rivertown is an Amazing community with swimming, boating, trail walking, pickleball, playgrounds, dog parks & all that Florida has to offer! This single Level Home offers luxury finishes, soaring ceilings & amazing preserve views. This thoughtfully designed home features 4 bedrooms plus a large office w/ French doors. The open floor plan showcases a gas fireplace with built-ins & a chef's kitchen w/ ceiling-height cabinetry, oversized island, open dining area & huge butler's pantry with additional storage. The spacious primary suite offers a luxurious ensuite bath, walk-in shower & huge -in closet w/ custom systems. There is a guest suite w/ a full bath & two additional bedrooms share a bath in a separate wing which works great for multi generational, teens or kids! Built by Mastercraft, the home is of exceptional quality & loaded with upgrades like high end floors. The laundry room is off the mudroom & there's a large 3-car garage. This home is priced to sell!
List Price/SqFt: 299.67

Property Features

Architectural Style: Traditional Levels: One Property Condition: Updated/Remodeled Rental Restrictions: Other Appliances: Dishwasher; Disposal; Electric Oven; Gas Cooktop; Microwave; Tankless Water Heater; Water Softener Owned; Wine Cooler Fireplace Features: Gas Interior Features: Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Guest Suite; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Walk-In Closet(s) Flooring: Carpet; Luxury Vinyl; Tile Laundry Features: In Unit Utilities: Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Security System Owned; Smoke Detector(s) Construction Materials: Fiber Cement; Stone Veneer Patio And Porch Features: Front Porch; Rear Porch Roof: Shingle Parking Features: Garage View: Trees/Woods Current Use: Residential Association Amenities: Basketball Court; Clubhouse; Community Pool; Dog Park; Fitness Center; Jogging Path; Maintenance Grounds; Park; Pickleball; Playground; Tennis Court(s) Association Fee Includes: Maintenance Grounds Community Features: Curbs; Sidewalks; Street Lights Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan