Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

406 SIR BARTON Drive, St. Johns, FL 32259 (MLS# 2121666)

406 SIR BARTON Drive, St. Johns, FL 32259

$802,200

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,368 Status: Closed

Current Price: $802,200 List Date: 12/15/2025 Last Modified: 4/27/2026

Overview

Description

Lot 84 - The Topaz is a coastal retreat that combines thoughtful design with effortless elegance. Featuring a Coastal Elevation, this 4-bedroom, 3.5-bath home with a 3-car garage balances open gathering spaces with private retreats. The foyer leads to a light-filled Great Room and dining area, where a 16' multi-sliding hideaway door opens to the extended covered lanai for seamless indoor-outdoor living. The chef's kitchen boasts a large island, walk-in pantry, morning kitchen, and wet/dry bar, perfect for entertaining. A study in lieu of the flex room serves as a home office or creative space. The owner's suite is privately located at the rear, with secondary bedrooms thoughtfully placed, including a guest suite with private garage access. Bath 2 features a walk-in shower in place of a tub. Located in RiverTown along the St. Johns River, residents enjoy parks, trails, lakes, and resort-style amenities.

Listing Details MLS# 2121666

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 3368
Living Area Source: Plans
Year Built: 2025
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 53
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 5960
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-04-23
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Direction Faces: Northwest
Directions: From I-95, Exit 329 for CR 210 toward Green Cove Springs, West onto CR 210, continue straight onto Greenbriar Rd, turn left on Longleaf Pine Pkwy, RiverTown Welcome Center is on the right.
Public Remarks: Lot 84 - The Topaz is a coastal retreat that combines thoughtful design with effortless elegance. Featuring a Coastal Elevation, this 4-bedroom, 3.5-bath home with a 3-car garage balances open gathering spaces with private retreats. The foyer leads to a light-filled Great Room and dining area, where a 16' multi-sliding hideaway door opens to the extended covered lanai for seamless indoor-outdoor living. The chef's kitchen boasts a large island, walk-in pantry, morning kitchen, and wet/dry bar, perfect for entertaining. A study in lieu of the flex room serves as a home office or creative space. The owner's suite is privately located at the rear, with secondary bedrooms thoughtfully placed, including a guest suite with private garage access. Bath 2 features a walk-in shower in place of a tub. Located in RiverTown along the St. Johns River, residents enjoy parks, trails, lakes, and resort-style amenities.
List Price/SqFt: 238.18
Sold Price/SqFt: 238.18

Property Features

Levels: One Property Condition: Under Construction Appliances: Dishwasher; Disposal; Double Oven; Dryer; Freezer; Gas Cooktop; Microwave; Plumbed For Ice Maker; Refrigerator; Tankless Water Heater; Washer Interior Features: Breakfast Bar; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Smart Thermostat; Walk-In Closet(s); Wet Bar Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Carbon Monoxide Detector; Programmable Thermostat; Smoke Detector Construction Materials: Fiber Cement; Frame Patio And Porch Features: Covered; Patio; Rear Porch Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Other Current Use: Residential Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Jogging Path; Park; Pickleball; Playground; Tennis Court(s) Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan; Other

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-12-15

Location Tax and Legal

Street Number: 406
Street Name: SIR BARTON
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Rivertown Springs

Status Change Information

Major Change Timestamp: 2026-04-27T14:13:08Z
Major Change Type: Status Change
Price Change Timestamp: 2025-12-18T20:25:01Z
Purchase Contract Date: 2026-01-13
Close Date: 2026-04-23
Close Price: 802200

DPR Eligible

DPR Eligible: No

More Information

Listing Office: MATTAMY REAL ESTATE SERVICES

Last Updated: April - 27 - 2026

Information deemed reliable but not guaranteed.