Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

406 LIBRA Lane, Orange Park, FL 32073 (MLS# 2118374)

406 LIBRA Lane, Orange Park, FL 32073

$282,900

Dusk setting over matured trees framing the home

Matured palms framing walkway to front door

2-Car garage access with plenty of room for storage.

Second driveway that accesses attached two car garage

Large open floorplan. A hostable space for all.

Bright and open family room that leads into the Dining room and Living Room

Open floor plan picturesque window overlooking front yard

Open concept living room well suited for entertaining

Living room with direct access to the backyard

Bright and airy dining room located right off the kitchen

Kitchen featuring ceiling height cabinets and ample storage

Bright and airy hallway leading you to the bedrooms

Primary suite overlooking oversized backyard

Spacious primary suite with a walk-in closet and en-suite bath

Ample light welcomes you to your secondary bedroom

Secondary full bath conveniently located near secondary bedrooms

Ariel View of the corner lot with dual driveways

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,386 Lot Size (sq. ft.): 10,890 Status: Closed

Current Price: $282,900 List Date: 12/15/2025 Last Modified: 10/27/2026

Overview

Description

Welcome to this well maintained Orange Park home set on a desirable corner lot with no HOA. Light filled living spaces and neutral finishes create a warm and inviting feel throughout. The kitchen offers generous cabinetry, stainless steel appliances and easy flow to the dining area. The primary suite includes an updated ensuite bath and ample closet space, with two additional bedrooms and a well appointed guest bath nearby. The expansive fenced yard offers room to relax or personalize, along with two driveways and an RV port for added flexibility. An attached garage adds convenience, and the location places you close to shopping, dining, and major roadways. All information is deemed reliable but not guaranteed and should be verified by the Buyer. Cameras may be present. Photos are digitally enhanced and may be altered.

Listing Details MLS# 2118374

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1386
Living Area Source: Assessor
Year Built: 1974
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.25
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: Yes
Carport Spaces: Yes
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: From I-295, take Exit 50 for Blanding Blvd and head west. Continue about 3.5 miles, then turn left onto Kingsley Ave. Go 1.2 miles and turn right onto College Dr. After 0.8 miles, turn left onto Blairmore Blvd W, then left onto Libra Ln. Continue straight; 406 Libra Ln will be on the right.
Public Remarks: Welcome to this well maintained Orange Park home set on a desirable corner lot with no HOA. Light filled living spaces and neutral finishes create a warm and inviting feel throughout. The kitchen offers generous cabinetry, stainless steel appliances and easy flow to the dining area. The primary suite includes an updated ensuite bath and ample closet space, with two additional bedrooms and a well appointed guest bath nearby. The expansive fenced yard offers room to relax or personalize, along with two driveways and an RV port for added flexibility. An attached garage adds convenience, and the location places you close to shopping, dining, and major roadways. All information is deemed reliable but not guaranteed and should be verified by the Buyer. Cameras may be present. Photos are digitally enhanced and may be altered.
List Price/SqFt: 198.41
Sold Price/SqFt: 204.11

Property Features

Architectural Style: Ranch Levels: One Property Condition: Updated/Remodeled Rental Restrictions: No Minimum Appliances: Dishwasher; Electric Cooktop; Electric Range; Electric Water Heater; Microwave; Refrigerator Interior Features: Breakfast Bar; Ceiling Fan(s); Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Walk-In Closet(s) Flooring: Vinyl Laundry Features: Electric Dryer Hookup; In Garage; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Brick Other Structures: Other Patio And Porch Features: Front Porch; Patio Roof: Shingle Parking Features: Attached; Detached Carport; Garage; RV Access/Parking Lot Features: Corner Lot Fencing: Back Yard Current Use: Residential; Single Family Community Features: Sidewalks Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Appraisal; Financing; Inspection; Lender Approval