Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

406 FEVER HAMMOCK Drive, St. Johns, FL 32259 (MLS# 2123714)

406 FEVER HAMMOCK Drive, St. Johns, FL 32259

$690,000

Virtual Tour

https://www.zillow.com/view-imx/718f257b-626d-4179-a140-71375e2ebeb7?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 5 Baths: 5 Square Footage: 3,675 Lot Size (sq. ft.): 8,276 Status: Closed

Current Price: $690,000 List Date: 1/06/2026 Last Modified: 2/13/2026

Overview

Description

You'll never want to leave once you make this gorgeous home yours! Nestled in the heart of St. Johns, this home checks every box! Loads of space-with a cozy bedroom for everyone-including a downstairs office plus a guest suite with en suite bath. 4 beds plus loft are upstairs, providing everyone a quiet & private retreat. Enjoy a spacious gourmet kitchen and Butler's pantry off Dining Room. Privacy abounds with a huge, fenced lot + pond views! Enjoy the peaceful pond views on the extended lanai with screen enclosure! Plenty of storage-with closets galore & a 3-car garage with tons of storage and hanging shelves. The well-designed floor plan is ideal for hosting parties or simply having a quiet evening at home. Zoned for some of the BEST schools in St. Johns county! A must-see property!

Listing Details MLS# 2123714

General Property Information

Bedrooms Total: 5
Bathrooms Full: 4
Bathrooms Half: Yes
Bathrooms Total: 5
Living Area: 3675
Living Area Source: Assessor
Year Built: 2015
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.19
Association YN: Yes
Association Fee: 1000
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Direction Faces: West
Directions: From 95 - exit on CR 210. Head West. Turn right on Fever Hammock Dr. Home will be on right
Public Remarks: You'll never want to leave once you make this gorgeous home yours! Nestled in the heart of St. Johns, this home checks every box! Loads of space-with a cozy bedroom for everyone-including a downstairs office plus a guest suite with en suite bath. 4 beds plus loft are upstairs, providing everyone a quiet & private retreat. Enjoy a spacious gourmet kitchen and Butler's pantry off Dining Room. Privacy abounds with a huge, fenced lot + pond views! Enjoy the peaceful pond views on the extended lanai with screen enclosure! Plenty of storage-with closets galore & a 3-car garage with tons of storage and hanging shelves. The well-designed floor plan is ideal for hosting parties or simply having a quiet evening at home. Zoned for some of the BEST schools in St. Johns county! A must-see property!
List Price/SqFt: 197.28
Sold Price/SqFt: 187.76

Property Features

Architectural Style: Traditional Levels: Two Rental Restrictions: 1 Year Appliances: Dishwasher; Disposal; ENERGY STAR Qualified Dishwasher; ENERGY STAR Qualified Refrigerator; Gas Cooktop; Gas Oven; Gas Range; Gas Water Heater; Microwave; Tankless Water Heater; Water Softener Owned Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; In-Law Floorplan; Open Floorplan; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Gas Dryer Hookup; Upper Level; Washer Hookup Utilities: Cable Available; Electricity Available; Electricity Connected; Natural Gas Available; Natural Gas Connected; Sewer Connected; Water Available; Water Connected Cooling: Central Air; Electric; Multi Units Heating: Natural Gas Water Source: Public Security Features: Security System Owned Patio And Porch Features: Front Porch; Patio; Porch; Rear Porch; Screened Parking Features: Garage Lot Features: Sprinklers In Front; Sprinklers In Rear View: Pond Waterfront Features: Pond Fencing: Back Yard Current Use: Residential; Single Family Association Amenities: Community Pool; Park; Playground Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Appraisal; Financing; Inspection