Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

4034 RETFORD Drive, Jacksonville, FL 32225 (MLS# 2166290)

4034 RETFORD Drive, Jacksonville, FL 32225

$575,000

Virtual Tour

https://www.zillow.com/view-imx/a25f4e55-c5d4-47bb-a3bd-22fdc61b3f66?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,012 Lot Size (sq. ft.): 15,246 Status: Active

Current Price: $575,000 List Date: 9/24/2026 Last Modified: 10/28/2026

Overview

Description

Beautifully remodeled brick home situated on a spacious .30-acre lot in the highly desirable Hidden Hills neighborhood, directly across from Hidden Hills Golf Club. This move-in-ready home with a brand new HVAC and water heater blends timeless brick charm with modern updates throughout. Featuring brand-new flooring, fresh interior and exterior paint, and a completely updated kitchen with sleek slim-shaker cabinetry, new appliances, and stylish finishes. The bathrooms have been tastefully remodeled with modern fixtures and finishes. Step outside to enjoy the tiled patio, perfect for outdoor entertaining or relaxing in the spacious backyard. Ideally located near shopping, dining, parks, and major roadways, this exceptional home offers comfort, style, and an unbeatable Hidden Hills location.

Supplements: All information pertaining to the property is deemed reliable, but not guaranteed. Information to be verified by the Buyer. Be advised that cameras may exist recording audio and video inside/outside the property, such as ring doorbells. Photos are digitally enhanced and could be altered, please verify

Listing Details MLS# 2166290

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2012
Living Area Source: Public Records
Year Built: 1988
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.35
Association YN: Yes
Association Fee: 150
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: From I-295, take Fort Caroline Road east and continue toward the Hidden Hills area. Turn onto Hood Road, then continue to Hidden Hills Drive. Follow Hidden Hills Drive into the neighborhood and turn onto Retford Drive. Continue along Retford Drive; 4034 Retford Drive will be on your right in the Hidden Hills subdivision.
Public Remarks: Beautifully remodeled brick home situated on a spacious .30-acre lot in the highly desirable Hidden Hills neighborhood, directly across from Hidden Hills Golf Club. This move-in-ready home with a brand new HVAC and water heater blends timeless brick charm with modern updates throughout. Featuring brand-new flooring, fresh interior and exterior paint, and a completely updated kitchen with sleek slim-shaker cabinetry, new appliances, and stylish finishes. The bathrooms have been tastefully remodeled with modern fixtures and finishes. Step outside to enjoy the tiled patio, perfect for outdoor entertaining or relaxing in the spacious backyard. Ideally located near shopping, dining, parks, and major roadways, this exceptional home offers comfort, style, and an unbeatable Hidden Hills location.
List Price/SqFt: 285.79

Property Features

Architectural Style: Traditional Levels: One Property Condition: Updated/Remodeled Appliances: Dishwasher; Dryer; Electric Range; Microwave; Refrigerator; Washer Fireplace Features: Wood Burning Interior Features: Breakfast Nook; Ceiling Fan(s); Primary Bathroom - Shower No Tub; Skylight(s); Walk-In Closet(s) Flooring: Luxury Vinyl; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Construction Materials: Brick Patio And Porch Features: Covered; Patio Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Many Trees Fencing: Wood Current Use: Residential; Single Family Association Amenities: Gated Road Surface Type: Paved Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan