Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

402 HEARTHSIDE Court, Orange Park, FL 32065 (MLS# 2120869)

402 HEARTHSIDE Court, Orange Park, FL 32065

$420,000

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Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,486 Lot Size (sq. ft.): 10,454 Status: Closed

Current Price: $420,000 List Date: 12/09/2025 Last Modified: 5/13/2026

Overview

Description

Come check out this large home on a cul-de-sac in the desirable Hearthstone of Oakleaf Plantation. Only minutes from the amenity center and Oakleaf Shopping with all the major stores, movie theater, restaurants, and more. Easy commute down Argyle Forest Blvd or on the First Coast Hwy. This LARGE HOME was just freshly painted inside and has 5 bedrooms, 3 and a Half Bathrooms, Two Separate Loft areas, A separate FORMAL DINING ROOM, and Reading Area. Plenty of space in this house to spread out and everyone can have their own area. With the extra tall ceilings it feels even bigger. Master Suite is on first floor and faces the large FENCED in backyard. SECOND MASTER located upstairs is perfect for guests to have their own space. Some UPDATED LIGHTS AND FIXTURES really make this a home. Oversized 2 car garage and Irrigation System.

Listing Details MLS# 2120869

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 3486
Living Area Source: Public Records
Year Built: 2004
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.24
Association YN: Yes
Association Fee: 85
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1881.26
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: Argyle Forest Blvd. West, turn left onto Oakleaf Village Pkwy. (South), Left on Parkview Dr (amenity center will be on your right), 1st exit in roundabout (Right on Laurelwood Dr), Left on Millstone Dr, Right on Hearthstone Ln, Left on Hearthstone Ct, House on left in Cul-D'-Sac.
Public Remarks: Come check out this large home on a cul-de-sac in the desirable Hearthstone of Oakleaf Plantation. Only minutes from the amenity center and Oakleaf Shopping with all the major stores, movie theater, restaurants, and more. Easy commute down Argyle Forest Blvd or on the First Coast Hwy. This LARGE HOME was just freshly painted inside and has 5 bedrooms, 3 and a Half Bathrooms, Two Separate Loft areas, A separate FORMAL DINING ROOM, and Reading Area. Plenty of space in this house to spread out and everyone can have their own area. With the extra tall ceilings it feels even bigger. Master Suite is on first floor and faces the large FENCED in backyard. SECOND MASTER located upstairs is perfect for guests to have their own space. Some UPDATED LIGHTS AND FIXTURES really make this a home. Oversized 2 car garage and Irrigation System.
List Price/SqFt: 123.35
Sold Price/SqFt: 120.48

Property Features

Levels: Two Property Condition: Updated/Remodeled Appliances: Dishwasher; Electric Oven; Electric Range; Electric Water Heater; Freezer; Ice Maker; Microwave; Refrigerator Interior Features: Ceiling Fan(s); Primary Downstairs; Split Bedrooms Laundry Features: Electric Dryer Hookup; In Unit; Lower Level; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Frame; Stucco Patio And Porch Features: Covered; Patio Roof: Shingle Parking Features: Garage Lot Features: Cul-De-Sac; Sprinklers In Front; Sprinklers In Rear Fencing: Back Yard Current Use: Residential; Single Family Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Financing; Inspection

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-11-24

Location Tax and Legal

Street Number: 402
Street Name: HEARTHSIDE
Street Suffix: Court
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Oakleaf Plantation

Status Change Information

Major Change Timestamp: 2026-05-13T13:39:28Z
Major Change Type: Status Change
Price Change Timestamp: 2026-03-30T14:29:47Z
Purchase Contract Date: 2026-04-17
Close Date: 2026-05-12
Close Price: 420000

DPR Eligible

DPR Eligible: No

More Information

Documents

Sellers Disclosure ›

Flood Disclosure ›

HOA Disclosure ›

Listing Office: LEGACY REALTY GROUP LLC

Last Updated: May - 13 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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