Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

4009 SIOUX Circle, St. Johns, FL 32259 (MLS# 2063987)

4009 SIOUX Circle, St. Johns, FL 32259

$579,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,873 Lot Size (sq. ft.): 8,712 Status: Closed

Current Price: $579,000 List Date: 1/14/2025 Last Modified: 6/25/2026

Overview

Description

This home has the WOW factor! Luxury Upgrades in Private Gated Golf & Country Club community with stunning designer finishes and relaxing Preserve Views. Chic and stylish remodel that feels like a Brand New Model Home. Luxurious pecky-pine tongue & groove ceilings adorning the foyer, kitchen, vaulted family room, master bedroom and front entry. Chef's inspired kitchen equipped with Samsung stainless steel smart appliance package, 36'' gas cook top, pot filler, custom range hood, double stacked shaker cabinets with under-cabinet lighting, large island with waterfall quartz, designated coffee bar and built-in beverage/wine cooler. No knockdown-all smooth walls and ceilings. Remodeled interior also features 3-panel 8' doors- not the standard 6' doors! all new black and gold hardware. Beautiful new laundry room with custom cabinets, pet station, leathered granite and built-in Electrolux front load washer and dryer. HVAC system 1 yr old, tankless water heater 1 yr old, 6 yr old roof.

Supplements: Custom walnut garage door and professional epoxy flooring in garage. Whole-house Bluetooth audio system, New designer lighting fixtures inside and out, Woodland Reserve 9" wide plank distressed oak hardwood flooring throughout the entire home, all bathroom designs include gorgeous vanities, custom seamless glass shower surrounds and marble/tile wo ... (Read more)

Listing Details MLS# 2063987

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1873
Living Area Source: Appraiser
Year Built: 1998
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.2
Association YN: Yes
Association Fee: 199
Association Fee Frequency: Monthly
Association Name: Rizzetta & co
Association Phone: 904-342-2449
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: I-95 to West on County Rd 210, go 3 miles to Right at Traffic Light into Cimarrone Golf & CC, proceed through 24-hr guard gate to straight through 4-way stop, Right on Indian Creek Blvd, Left on Sioux Cir, home is in Cul-de-Sac on the right.
Public Remarks: This home has the WOW factor! Luxury Upgrades in Private Gated Golf & Country Club community with stunning designer finishes and relaxing Preserve Views. Chic and stylish remodel that feels like a Brand New Model Home. Luxurious pecky-pine tongue & groove ceilings adorning the foyer, kitchen, vaulted family room, master bedroom and front entry. Chef's inspired kitchen equipped with Samsung stainless steel smart appliance package, 36'' gas cook top, pot filler, custom range hood, double stacked shaker cabinets with under-cabinet lighting, large island with waterfall quartz, designated coffee bar and built-in beverage/wine cooler. No knockdown-all smooth walls and ceilings. Remodeled interior also features 3-panel 8' doors- not the standard 6' doors! all new black and gold hardware. Beautiful new laundry room with custom cabinets, pet station, leathered granite and built-in Electrolux front load washer and dryer. HVAC system 1 yr old, tankless water heater 1 yr old, 6 yr old roof.
List Price/SqFt: 309.13
Sold Price/SqFt: 309.13

Property Features

Architectural Style: Ranch Levels: One Property Condition: Updated/Remodeled Appliances: Convection Oven; Dishwasher; Disposal; Double Oven; Gas Cooktop; Ice Maker; Microwave; Tankless Water Heater; Water Softener Owned; Wine Cooler Fireplace Features: Electric Interior Features: Eat-in Kitchen; Kitchen Island; Open Floorplan; Primary Bathroom -Tub with Separate Shower; Smart Thermostat; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Marble; Tile; Wood Utilities: Cable Connected; Electricity Connected; Propane Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Monitoring; Refrigerator Security Features: 24 Hour Security; Security Gate Construction Materials: Composition Siding; Stucco Patio And Porch Features: Front Porch; Patio Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Cul-De-Sac; Wooded View: Protected Preserve Current Use: Residential; Single Family Association Amenities: Basketball Court; Clubhouse; Community Pool; Fitness Center; Gated; Golf Course; Management - On Site; Park; Pickleball; Playground; Security; Tennis Court(s) Association Fee Includes: Maintenance Grounds; Security Road Frontage Type: Private Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan