Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

4002 RETFORD Drive, Jacksonville, FL 32225 (MLS# 2166264)

4002 RETFORD Drive, Jacksonville, FL 32225

$689,000

Virtual Tour

https://www.zillow.com/view-imx/c08496cf-b133-4dda-a32b-1631b7d80de6?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,277 Lot Size (sq. ft.): 25,700 Status: Pending

Current Price: $689,000 List Date: 10/05/2026 Last Modified: 10/29/2026

Overview

Description

This type of exquisite home does not come around often! Set on over half an acre and one of the largest homes currently available in prestigious Hidden Hills, this updated 4BR/3BA offers the space, privacy, and flexibility buyers rarely find. Vaulted ceilings draw you into the spacious central living room, complemented by a split floor plan, grand primary suite, and versatile office/playroom. The kitchen features Cambria Quartz countertops, a large island, under-cabinet lighting, and a cozy breakfast nook. The primary suite feels like a private retreat with a spa-inspired bath, his-and-her closets, and two sets of French doors opening to the backyard. Outside, the possibilities are endless—room for a boat, poolside enjoyment, play areas, outdoor kitchen, garden, fire pit, and still space to spare. Newer roof, HVAC, water heater, a central vacuum system, and a 200-ft deep well for irrigation and pool water complete the package.

Listing Details MLS# 2166264

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2605
Living Area Source: Appraiser
Building Area Total: 3277
Year Built: 1989
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.59
Association YN: Yes
Association Fee: 150
Association Fee Frequency: Monthly
Association Name: Hidden Hills
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From Monument and McCormick, N. Monument, left on Hidden Hills Dr and proceed through guard gate. Left on Hidden Hills Dr S, left onto Stratford Way, left at Retford Dr and home is on the right.
Public Remarks: This type of exquisite home does not come around often! Set on over half an acre and one of the largest homes currently available in prestigious Hidden Hills, this updated 4BR/3BA offers the space, privacy, and flexibility buyers rarely find. Vaulted ceilings draw you into the spacious central living room, complemented by a split floor plan, grand primary suite, and versatile office/playroom. The kitchen features Cambria Quartz countertops, a large island, under-cabinet lighting, and a cozy breakfast nook. The primary suite feels like a private retreat with a spa-inspired bath, his-and-her closets, and two sets of French doors opening to the backyard. Outside, the possibilities are endless—room for a boat, poolside enjoyment, play areas, outdoor kitchen, garden, fire pit, and still space to spare. Newer roof, HVAC, water heater, a central vacuum system, and a 200-ft deep well for irrigation and pool water complete the package.
List Price/SqFt: 264.49

Property Features

Architectural Style: Traditional Levels: One Appliances: Dishwasher; Disposal; Double Oven; Electric Water Heater; ENERGY STAR Qualified Dishwasher; ENERGY STAR Qualified Dryer; ENERGY STAR Qualified Refrigerator; ENERGY STAR Qualified Washer; ENERGY STAR Qualified Water Heater; Ice Maker; Induction Cooktop; Microwave Interior Features: Breakfast Nook; Ceiling Fan(s); Central Vacuum; Entrance Foyer; His and Hers Closets; Kitchen Island; Open Floorplan; Primary Bathroom -Tub with Separate Shower; Skylight(s); Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Luxury Vinyl; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public; Well Sewer: Public Sewer Green Energy Efficient: Appliances; Water Heater Green Water Conservation: Efficient Hot Water Distribution Security Features: Gated with Guard Construction Materials: Brick Exterior Features: Fire Pit Patio And Porch Features: Patio; Side Porch Pool Features: In Ground Roof: Shingle Parking Features: Garage View: Pool Fencing: Fenced Current Use: Residential Association Amenities: Gated; Park; Playground; Security Community Features: Gated Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan