Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3969 MEZZANINE Lane, Jacksonville, FL 32217 (MLS# 2166030)

3969 MEZZANINE Lane, Jacksonville, FL 32217

$310,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,707 Lot Size (sq. ft.): 2,178 Status: Active

Current Price: $310,000 List Date: 9/22/2026 Last Modified: 10/26/2026

Overview

Description

Modern 2025 Townhome - No CDD Fees Welcome home to this 2025-built townhome featuring 3 bedrooms, 2.5 bathrooms, a versatile loft, and a screened lanai. With no CDD fees, included internet, this home offers modern comfort with low-maintenance living. Inside, a bright, open-concept floor plan creates an inviting setting for everyday living and entertaining. The spacious kitchen overlooks the main living and dining areas, making it easy to gather with family and friends. The primary suite is a peaceful retreat featuring a private ensuite bathroom with a large walk-in shower and a generous walk-in closet. Two additional bedrooms provide flexibility for guests, family, or a home office, and loft offers even more space for a play area or workspace. Relax outdoors on the screened lanai without worrying about routine yard upkeep. Conveniently located near downtown, shopping, dining, parks, schools, and major highways, this townhome puts everyday essentials and entertainment within reach.

Listing Details MLS# 2166030

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1707
Living Area Source: Owner
Year Built: 2025
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.05
Association YN: Yes
Association Fee: 194
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: From I-95 go west on Baymeadows Rd. Turn right on Old Kings Rd. S. Continue on Powers Ave. Turn right on Whippoorwill Holler Ln. Turn right on Golden Monarch Ave. Turn left on Mezzanine Ln.
Public Remarks: Modern 2025 Townhome - No CDD Fees Welcome home to this 2025-built townhome featuring 3 bedrooms, 2.5 bathrooms, a versatile loft, and a screened lanai. With no CDD fees, included internet, this home offers modern comfort with low-maintenance living. Inside, a bright, open-concept floor plan creates an inviting setting for everyday living and entertaining. The spacious kitchen overlooks the main living and dining areas, making it easy to gather with family and friends. The primary suite is a peaceful retreat featuring a private ensuite bathroom with a large walk-in shower and a generous walk-in closet. Two additional bedrooms provide flexibility for guests, family, or a home office, and loft offers even more space for a play area or workspace. Relax outdoors on the screened lanai without worrying about routine yard upkeep. Conveniently located near downtown, shopping, dining, parks, schools, and major highways, this townhome puts everyday essentials and entertainment within reach.
List Price/SqFt: 181.61

Property Features

Levels: Two Appliances: Dishwasher; Disposal; Electric Cooktop; Electric Oven; Electric Water Heater; Ice Maker; Refrigerator Interior Features: Breakfast Bar; Open Floorplan; Primary Bathroom - Shower No Tub; Smart Thermostat Flooring: Carpet; Luxury Vinyl Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat; Smoke Detector Security Features: Carbon Monoxide Detector(s); Fire Sprinkler System Construction Materials: Composition Siding Patio And Porch Features: Screened Roof: Shingle Parking Features: Garage; On Street Lot Features: Sprinklers In Front; Sprinklers In Rear Current Use: Single Family Association Fee Includes: Internet; Maintenance Grounds; Pest Control Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Bathroom 2; Bathroom 3; Bedroom 2; Kitchen; Laundry; Living Room; Primary Bathroom; Primary Bedroom; Other Room

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2026-09-20

Location Tax and Legal

Street Number: 3969
Street Name: MEZZANINE
Street Suffix: Lane
County: Duval
State: FL
Postal Code: 32217
MLS Area Major: 012-San Jose
Subdivision Name: Hardwick Farms

Status Change Information

Major Change Timestamp: 2026-09-22T20:44:18Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: Yes

More Information

Room Types

Bathroom 2 Level: Second
Bathroom 3 Level: Second
Bedroom 2 Level: Second
Kitchen Level: First
Laundry Level: Second
Living Room Level: First
Primary Bathroom Level: Second
Primary Bedroom Level: Second
Other Room Level: First

Room Information

Room Name	Level	Remarks
Primary Bathroom	Second
Primary Bedroom	Second
Bathroom 2	Second
Bathroom 3	Second
Bedroom 2	Second
Other	First	Half Bath
Living Room	First
Kitchen	First
Laundry	Second

Documents

Property Disclosure ›

Flood Disclosure ›

HOA ›

Listing Office: EAGLES WORLD REALTY, INC

Last Updated: October - 26 - 2026

Information deemed reliable but not guaranteed.