Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3967 PEBBLE BROOKE Circle, Orange Park, FL 32065 (MLS# 1110801)

3967 PEBBLE BROOKE Circle, Orange Park, FL 32065

$295,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 1,938 Status: Closed

Current Price: $295,000 List Date: 5/19/2021 Last Modified: 8/17/2026

Overview

Description

HIGHEST AND BEST BY 9 PM ON 5/20. (THURSDAY) Tremendous opportunity to own in the highly desirable Pebble Creek at Oakleaf neighborhood. This property features over 1900 sq ft, 4 bedrooms, and 3 full bathrooms. Interior amenities feature a large family room perfect for entertaining, split floor-plan with the master bedroom downstairs with the other three bedrooms upstairs. Exterior features include a screened patio, large backyard, and 2 car attached garage. Oakleaf amenities come included with this property which feature nature trails, tennis courts, pools, and so much more! This home won't last long at this price, schedule a showing today!

Listing Details MLS# 1110801

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 1938
Living Area Source: Public Records
Year Built: 2006
Association YN: Yes
Association Fee: 65
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1596
New Construction YN: No
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Directions: West on Argyle Forest Blvd - South onto Oakleaf Village Parkway, Right onto Silver Bluff Blvd - Right onto Pebble Brooke Cir S - Home is on the Right
Public Remarks: HIGHEST AND BEST BY 9 PM ON 5/20. (THURSDAY) Tremendous opportunity to own in the highly desirable Pebble Creek at Oakleaf neighborhood. This property features over 1900 sq ft, 4 bedrooms, and 3 full bathrooms. Interior amenities feature a large family room perfect for entertaining, split floor-plan with the master bedroom downstairs with the other three bedrooms upstairs. Exterior features include a screened patio, large backyard, and 2 car attached garage. Oakleaf amenities come included with this property which feature nature trails, tennis courts, pools, and so much more! This home won't last long at this price, schedule a showing today!
List Price/SqFt: 144.43
Sold Price/SqFt: 152.22

Property Features

Approx Parcel Size: Less than .25 Acre Architectural Style: Traditional Appliances: Electric Range; Electric Water Heater; Microwave; Refrigerator Interior Features: Eat-in Kitchen; Entrance Foyer; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Construction Materials: Frame; Stucco Patio And Porch Features: Patio; Screened Roof: Shingle Parking Features: Attached; Garage Current Use: Residential; Single Family Association Amenities: Basketball Court; Clubhouse; Community Pool Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2021-05-19

Location Tax and Legal

Street Number: 3967
Street Name: PEBBLE BROOKE
Street Suffix: Circle
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Pebble Creek At Oak Leaf

Status Change Information

Major Change Timestamp: 2021-07-01T19:40:00Z
Major Change Type: Status Change
Purchase Contract Date: 2021-06-04
Close Date: 2021-06-30
Close Price: 295000

Historical Information

Public Historical Remarks 1: Suburban Lot Location: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Soccer Field(s): Y, Interior Amenities-Ceiling 8+ Ft.: Y

More Information

Room Information

Room Name
Living Room

Listing Office: eXp REALTY LLC

Last Updated: August - 17 - 2026

Information deemed reliable but not guaranteed.

Search powered by FBS Products

Let’s Connect

Contact Detail

Newsletter

Subscribe to Zelda’s Market Updates & Newsletter

By submitting this form, you are consenting to receive marketing emails from: Go Zelda. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact

Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

Compare listings

Compare