Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

395 JENNIE LAKE Court, St. Johns, FL 32095 (MLS# 2097474)

395 JENNIE LAKE Court, St. Johns, FL 32095

$625,000

Virtual Tour

https://visithome.ai/aAaivPtuSyjxFGoNNSN9V4?mu=ft

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,077 Lot Size (sq. ft.): 26,572 Status: Closed

Current Price: $625,000 List Date: 7/08/2025 Last Modified: 12/10/2025

Overview

Description

This beautiful & expertly maintained 4BR home sits at the end of a cul-de-sac in the Sandy Creek community on a .61 ACRE LOT! The stunning kitchen w large island & lots of cabinetry flows into a spacious living area w built-in shelving, fireplace w custom mantel and a 4-panel sliding door. There are more secluded spaces too, like the separate dining room and private office. The primary BR and 2 others are on the main floor, and there's a 4th BR & full bath upstairs. Or is that a rec room? You can decide. The recently painted home has been lovingly enhanced by its owners who added stunning trim, woodwork, and built-ins and created a bright, cheerful space filled with natural light. The garage has a mini-split and epoxy floors providing added comfort for the project-minded, and the deep lot at the end of a cul-de-sac provides nature views in your back yard. Outdoor spaces include a covered, screened lanai, large patio w pergola and fenced yard. No ongoing construction and NO CDD FEES!

Listing Details MLS# 2097474

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 3077
Living Area Source: Assessor
Year Built: 2019
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.61
Association YN: Yes
Association Fee: 820
Association Fee Frequency: Annually
Association Name: Sandy Creek HOA c/o New Boundaries Properties
Association Phone: 904-315-7107
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Direction Faces: North
Directions: From 201 at I-95, turn onto Sandy Creek Parkway (next to the Waffle House). Follow for about 1 mile, then left onto Spring Creek Way. Right on Jennie Lake Ct. House is straight ahead in the cul-de-sac.
Public Remarks: This beautiful & expertly maintained 4BR home sits at the end of a cul-de-sac in the Sandy Creek community on a .61 ACRE LOT! The stunning kitchen w large island & lots of cabinetry flows into a spacious living area w built-in shelving, fireplace w custom mantel and a 4-panel sliding door. There are more secluded spaces too, like the separate dining room and private office. The primary BR and 2 others are on the main floor, and there's a 4th BR & full bath upstairs. Or is that a rec room? You can decide. The recently painted home has been lovingly enhanced by its owners who added stunning trim, woodwork, and built-ins and created a bright, cheerful space filled with natural light. The garage has a mini-split and epoxy floors providing added comfort for the project-minded, and the deep lot at the end of a cul-de-sac provides nature views in your back yard. Outdoor spaces include a covered, screened lanai, large patio w pergola and fenced yard. No ongoing construction and NO CDD FEES!
List Price/SqFt: 206.37
Sold Price/SqFt: 203.12

Property Features

Levels: Two Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Electric Range; Electric Water Heater; Microwave; Plumbed For Ice Maker; Refrigerator; Washer Fireplace Features: Electric Interior Features: Built-in Features; Ceiling Fan(s); Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Patio And Porch Features: Covered; Rear Porch; Screened Parking Features: Attached; Garage; Garage Door Opener View: Trees/Woods Fencing: Back Yard; Vinyl Current Use: Residential; Single Family Association Amenities: Dog Park; Playground Community Features: Sidewalks; Suburban Possession: Close Of Escrow Listing Terms: Assumable; Cash; Conventional; FHA; USDA Loan; VA Loan