Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3940 DEERTREE HILLS Drive, Orange Park, FL 32065 (MLS# 1163344)

3940 DEERTREE HILLS Drive, Orange Park, FL 32065

$433,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,570 Status: Closed

Current Price: $433,000 List Date: 4/13/2022 Last Modified: 12/22/2025

Overview

Description

Four bedroom three bath home in Oakleaf. all upgrades with open floor plan desk area. High ceilings throughout this home Family home freshly painted both interior & exterior Private backyard Partially faced sprinkler sys.master bedroom . His/Her sinks, garden tub, tile shower,walk-in closet One guest bedroom adjoined by a guest bathroom Large office could be used as 5 th bedroom

Listing Details MLS# 1163344

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2570
Living Area Source: Public Records
Year Built: 2006
Association YN: Yes
Association Fee: 70
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1700
New Construction YN: No
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Directions: Turn West on Oakleaf Plantation Pkwy off Brannan Field Rd, approx 3.0 mil South of Intersection of Argyle Forest Blvd and Brannan Field Rd. Approx
Public Remarks: Four bedroom three bath home in Oakleaf. all upgrades with open floor plan desk area. High ceilings throughout this home Family home freshly painted both interior & exterior Private backyard Partially faced sprinkler sys.master bedroom . His/Her sinks, garden tub, tile shower,walk-in closet One guest bedroom adjoined by a guest bathroom Large office could be used as 5 th bedroom
List Price/SqFt: 171.17
Sold Price/SqFt: 168.48

Property Features

Approx Parcel Size: Less than .25 Acre Architectural Style: Ranch Appliances: Dishwasher; Electric Range; Electric Water Heater; Microwave; Refrigerator Interior Features: Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Tile Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Stucco Pool Features: None Roof: Shingle Parking Features: Additional Parking; Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear Current Use: Residential Association Amenities: Clubhouse Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2022-04-13

Location Tax and Legal

Street Number: 3940
Street Name: DEERTREE HILLS
Street Suffix: Drive
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Oakleaf Plantation

Status Change Information

Major Change Timestamp: 2022-05-19T21:55:40Z
Major Change Type: Status Change
Purchase Contract Date: 2022-04-29
Close Date: 2022-05-19
Close Price: 433000

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Historical Information

Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Interior Amenities-Ceiling 8+ Ft.: Y, Fenced Partial: Y

Room Information

Room Name
Office

Listing Office: MONUMENTAL REALTY SERVICES LLC

Last Updated: December - 22 - 2025

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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