Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

392 COASTLINE Way, St. Johns, FL 32092 (MLS# 2161404)

392 COASTLINE Way, St. Johns, FL 32092

$218,500

Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 1,210 Lot Size (sq. ft.): 2,178 Status: Active

Current Price: $218,500 List Date: 8/22/2026 Last Modified: 10/24/2026

Overview

Description

Welcome to 392 Coastline Way, where everyday living feels like a getaway. Nestled in the sought-after Silverleaf community, this home offers bright, open spaces, stylish finishes, and a layout designed for both connection and comfort. The heart of the home is the expansive kitchen and living area--perfect for hosting friends, cooking together, or unwinding after a long day. Large windows fill the space with natural light, creating a warm, inviting atmosphere. The primary suite delivers resort-level relaxation, while the additional bedroom adapt effortlessly to your lifestyle. Step outside to enjoy a peaceful backyard oasis ideal for grilling, lounging, or simply soaking in the Florida sunshine. With access to Silverleaf's pools, parks, trails, and vibrant community events, this home puts the best of modern living right at your doorstep. Owned by the Secretary of the VA and is sold as is. May qualify for Vendee(seller) financing.

Listing Details MLS# 2161404

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1210
Living Area Source: Public Records
Year Built: 2022
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.05
Association YN: Yes
Association Fee: 382
Association Fee Frequency: Quarterly
Association Fee 2: 300
Association Fee 2 Frequency: Annually
Association Name: Waterford Lakes
Association Phone: (866) 473-2573
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: From I-95 take FL-16 W, Turn left onto FL-16 W, Continue on Silverleaf Pkwy. Take St Johns Pkwy to Coastline Wy, Turn right onto Silverleaf Pkwy, At the traffic circle, take the 2nd exit and stay on Silverleaf Pkwy, Turn left onto St Johns Pkwy, Turn left onto Waterford Lakes Dr, Turn left onto Coastline Wy, Destination will be on the right
Public Remarks: Welcome to 392 Coastline Way, where everyday living feels like a getaway. Nestled in the sought-after Silverleaf community, this home offers bright, open spaces, stylish finishes, and a layout designed for both connection and comfort. The heart of the home is the expansive kitchen and living area--perfect for hosting friends, cooking together, or unwinding after a long day. Large windows fill the space with natural light, creating a warm, inviting atmosphere. The primary suite delivers resort-level relaxation, while the additional bedroom adapt effortlessly to your lifestyle. Step outside to enjoy a peaceful backyard oasis ideal for grilling, lounging, or simply soaking in the Florida sunshine. With access to Silverleaf's pools, parks, trails, and vibrant community events, this home puts the best of modern living right at your doorstep. Owned by the Secretary of the VA and is sold as is. May qualify for Vendee(seller) financing.
List Price/SqFt: 180.58

Property Features

Architectural Style: Traditional Levels: Two Appliances: Dishwasher; Disposal; Dryer; Gas Range; Ice Maker; Microwave; Plumbed For Ice Maker; Refrigerator; Tankless Water Heater; Washer Interior Features: Breakfast Bar; Ceiling Fan(s); Entrance Foyer; Open Floorplan; Primary Bathroom - Tub with Shower; Walk-In Closet(s) Flooring: Carpet; Luxury Vinyl; Tile Laundry Features: Electric Dryer Hookup; In Unit; Lower Level; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central; Electric; Heat Pump Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Security Features: Security Gate; Smoke Detector(s) Construction Materials: Fiber Cement; Frame Patio And Porch Features: Patio Spa Features: Community Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener; Guest Current Use: Residential Association Amenities: Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Management - Off Site; Pickleball; Playground; Tennis Court(s) Community Features: Gated; Sidewalks; Street Lights; Suburban Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan; Other