Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3916 N DAVIS Street, Jacksonville, FL 32209 (MLS# 2166309)

3916 N DAVIS Street, Jacksonville, FL 32209

$65,000

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Property Type: Residential Bedrooms: 2 Baths: 1 Square Footage: 910 Lot Size (sq. ft.): 3,485 Status: Pending

Current Price: $65,000 List Date: 9/24/2026 Last Modified: 10/27/2026

Overview

Description

Well-maintained 2-bedroom, 1-bath home located on the Northside of Jacksonville. Big updates are already done: new roof (2022), HVAC (2019), and an updated water heater -- helping reduce maintenance costs and future surprises. Conveniently located near I-95 with quick access to downtown, shopping, and major employment areas. Tennat Occupied paying $1,000/Month

Listing Details MLS# 2166309

General Property Information

Bedrooms Total: 2
Bathrooms Full: Yes
Bathrooms Total: Yes
Living Area: 910
Living Area Source: Public Records
Building Area Total: 910
Year Built: 1926
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.08
Lot Size Dimensions: 33x100
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Direction Faces: East
Directions: From I-95: Take exit 355 for Golfair Blvd. Turn left onto Golfair Blvd, then turn right onto N Davis St. Continue north -- 3916 N Davis St will be on your right.
Public Remarks: Well-maintained 2-bedroom, 1-bath home located on the Northside of Jacksonville. Big updates are already done: new roof (2022), HVAC (2019), and an updated water heater -- helping reduce maintenance costs and future surprises. Conveniently located near I-95 with quick access to downtown, shopping, and major employment areas. Tennat Occupied paying $1,000/Month
List Price/SqFt: 71.43

Property Features

Architectural Style: Traditional Levels: One Property Condition: Updated/Remodeled Appliances: Electric Oven; Microwave; Refrigerator Flooring: Vinyl Utilities: Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Parking Features: Attached Fencing: Back Yard Current Use: Residential; Single Family Possession: Close Of Escrow Listing Terms: Cash; Conventional; Other

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-09-23

Location Tax and Legal

Street Number: 3916
Street Direction Prefix: N
Street Name: DAVIS
Street Suffix: Street
County: Duval
State: FL
Postal Code: 32209
MLS Area Major: 071-Brentwood/Evergreen
Subdivision Name: North End

Status Change Information

Major Change Timestamp: 2026-10-27T18:18:25Z
Major Change Type: Status Change
Price Change Timestamp: 2026-10-09T17:19:40Z
Purchase Contract Date: 2026-10-20

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: No

Listing Office: ALLISON JAMES ESTATES AND HOMES FLORIDA

Last Updated: October - 27 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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