Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3914 TOREADOR Court 5, Jacksonville, FL 32217 (MLS# 2170590)

3914 TOREADOR Court 5, Jacksonville, FL 32217

$89,900

4-web-or-mls-FA8A0001_reedit_d5c7243d_re

8-web-or-mls-FA8A0011_reedit_e6a613fd_re

20-web-or-mls-FA8A0046_reedit_5431f450-2

42-web-or-mls-FA8A0136_reedit_6c1d0f08-3

46-web-or-mls-f76da2b2-1b45-4561-87cf-a0

Property Type: Residential Bedrooms: 2 Baths: 1 Square Footage: 970 Lot Size (sq. ft.): 436 Status: Active

Current Price: $89,900 List Date: 10/23/2026 Last Modified: 10/23/2026

Overview

Description

Beautifully renovated ground floor condo with private accessibility ramp in gated community featuring resort style amenities including clubhouse, indoor heated pool, outdoor swimming pool, fitness center, community playground, sports court, laundry facility, and BBQ area. New Ac unit a couple of yrs ago, still under warranty. Updated kitchen and bath, spacious living room overlooks huge covered screened lanai wth french doors. Storage room with a place to hook up W&D if needed. Owners bedroom includes a walk in closet, dressing area, and private bathroom access. Theres a separate vanity for guests accessed from the hallway. Really cool set up. Building is ideally located next to the clubhouse and just a few steps away from community amenities. Convenient located just 10 minutes from downtown, with quick access to schools, shopping, and recreation. Located maybe 20 minutes to the beaches. Perfect as a home or investment. Hoa dues include water sewer Move right in

Supplements: Easy to show Occupied Owner is a licensed Realtor

Listing Details MLS# 2170590

General Property Information

Bedrooms Total: 2
Bathrooms Full: Yes
Bathrooms Total: Yes
Living Area: 970
Living Area Source: Assessor
Year Built: 1970
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.01
Association YN: Yes
Association Fee: 504
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: Yes
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Stories Total: 2
Entry Level: Yes
Senior Community YN: No
Directions: From University Blvd W, go south on Powers Ave to right on Toledo Rd Take a right into the complex Gated need code
Public Remarks: Beautifully renovated ground floor condo with private accessibility ramp in gated community featuring resort style amenities including clubhouse, indoor heated pool, outdoor swimming pool, fitness center, community playground, sports court, laundry facility, and BBQ area. New Ac unit a couple of yrs ago, still under warranty. Updated kitchen and bath, spacious living room overlooks huge covered screened lanai wth french doors. Storage room with a place to hook up W&D if needed. Owners bedroom includes a walk in closet, dressing area, and private bathroom access. Theres a separate vanity for guests accessed from the hallway. Really cool set up. Building is ideally located next to the clubhouse and just a few steps away from community amenities. Convenient located just 10 minutes from downtown, with quick access to schools, shopping, and recreation. Located maybe 20 minutes to the beaches. Perfect as a home or investment. Hoa dues include water sewer Move right in
List Price/SqFt: 92.68

Property Features

Architectural Style: Spanish Levels: One Accessibility Features: Accessible Approach with Ramp; Accessible Common Area Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Refrigerator Interior Features: Jack and Jill Bath Flooring: Luxury Vinyl; Tile Utilities: Cable Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Unknown Security Features: Security Gate Construction Materials: Frame; Stucco Exterior Features: Courtyard Patio And Porch Features: Covered; Rear Porch; Screened Parking Features: Additional Parking; Parking Lot; Unassigned Current Use: Single Family Association Amenities: Clubhouse; Community Pool; Gated; Laundry; Playground; Trash; Water Association Fee Includes: Maintenance Grounds; Trash; Water Community Features: Gated Possession: Close Of Escrow Listing Terms: Cash; Conventional

Contract Information

Property Sub Type: Condominium
Property Attached YN: Yes
Listing Contract Date: 2026-10-21
Unit Type: Other

Location Tax and Legal

Street Number: 3914
Street Name: TOREADOR
Street Suffix: Court
County: Duval
State: FL
Postal Code: 32217
MLS Area Major: 012-San Jose
Subdivision Name: The Colony At San Jose

Status Change Information

Major Change Timestamp: 2026-10-23T14:51:01Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: BASS PROFESSIONAL REALTY, INC

Last Updated: October - 23 - 2026

Information deemed reliable but not guaranteed.

Search powered by FBS Products

Let’s Connect

Contact Detail

Newsletter

Subscribe to Zelda’s Market Updates & Newsletter

By submitting this form, you are consenting to receive marketing emails from: Go Zelda. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact

Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

Compare listings

Compare