Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

388 LOLLY Lane, St. Johns, FL 32259 (MLS# 2085288)

388 LOLLY Lane, St. Johns, FL 32259

$460,000

Virtual Tour

http://www.viewshoot.com/tour/MLS/388LollyLane_Jacksonville_FL_32259_1691_410492.html

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,123 Lot Size (sq. ft.): 16,988 Status: Closed

Current Price: $460,000 List Date: 5/02/2025 Last Modified: 7/17/2026

Overview

Description

Say hello to a BRAND NEW ROOF! Welcome to this beautifully maintained 4BR/2BA home in a quiet, established neighborhood! Light and bright, with fresh paint enhancing all bedrooms and baths. Plan your gatherings here with a formal dining room, an additional living area, and a great room featuring a cozy gas fireplace and wood laminate flooring. The spacious kitchen offers granite countertops, generous cabinetry, and a practical design ideal for everyday living or entertaining guests. The spacious primary suite is a sanctuary including a private bath with separate shower, garden tub, and dual walk-in closets. Architectural details! Tall ceilings, arched doorways, and an expansive backyard add style and space to relax, garden, or even plan a pool and firepit. This MOVE IN READY home conveniently located in Julington Creek Plantation delivers the perfect blend of charm, functionality, and LOCATION. Stellar Julington Creek Plantation amenities included!

Supplements: You'll appreciate the laundry room with multiple cabinets and a laundry sink. The large, screened in rear lanai offers the perfect setting for relaxation or additional entertaining. Plenty of room for a pool! Ideally located near schools, shopping, and commuter routes, 388 Lolly Lane blends comfort, style, and value. Move-in ready and full of poten ... (Read more)

Listing Details MLS# 2085288

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 2123
Living Area Source: Assessor
Year Built: 1994
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.39
Association YN: Yes
Association Fee: 572
Association Fee Frequency: Annually
Association Name: Vesta Property Services
Association Phone: 904-417-7600
CDD Fee YN: Yes
CDD Fee Amount: 1400
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: Head South on SR13 across the Julington Creek bridge and turn left onto Davis Pond Blvd. Make a left on Dewberry Dr., left on Lolly Lane and keep left on Lolly. Home will be on the right.
Public Remarks: Say hello to a BRAND NEW ROOF! Welcome to this beautifully maintained 4BR/2BA home in a quiet, established neighborhood! Light and bright, with fresh paint enhancing all bedrooms and baths. Plan your gatherings here with a formal dining room, an additional living area, and a great room featuring a cozy gas fireplace and wood laminate flooring. The spacious kitchen offers granite countertops, generous cabinetry, and a practical design ideal for everyday living or entertaining guests. The spacious primary suite is a sanctuary including a private bath with separate shower, garden tub, and dual walk-in closets. Architectural details! Tall ceilings, arched doorways, and an expansive backyard add style and space to relax, garden, or even plan a pool and firepit. This MOVE IN READY home conveniently located in Julington Creek Plantation delivers the perfect blend of charm, functionality, and LOCATION. Stellar Julington Creek Plantation amenities included!
List Price/SqFt: 223.74
Sold Price/SqFt: 216.67

Property Features

Levels: One Appliances: Dishwasher; Disposal; Electric Cooktop; Electric Oven; Electric Range; Electric Water Heater; Refrigerator Interior Features: Ceiling Fan(s) Flooring: Carpet; Tile Laundry Features: In Unit Utilities: Cable Connected; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Stucco Patio And Porch Features: Glass Enclosed; Rear Porch Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Few Trees Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Jogging Path; Management - Full Time; Park; Playground; Tennis Court(s) Association Fee Includes: Maintenance Grounds Community Features: Sidewalks; Suburban Road Surface Type: Asphalt Possession: Close Of Escrow; Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Financing; Inspection