Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

388 BELL BRANCH, St. Johns, FL (MLS# 687069)

388 BELL BRANCH, St. Johns, FL

$308,000

View from formal living to formal dining

View from formal dining to formal living

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,917 Status: Closed

Current Price: $308,000 List Date: 1/07/2014 Last Modified: 1/23/2026

Overview

Description

Spacious,Updated,Preserve lot in extremely desirable''A''school district Julington Creek Plantation. Designer upgrades to include durable,new engineered wood flooring,new designer grade granite, sassy backsplash butcherblock island, 5 burner gas range.4 bedrooms plus flex room. Greatroom, screened in porch, huge lot freshly painted, Pristine condition remodeled master-bath

Listing Details MLS# 687069

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2917
Living Area Source: Public Records
Year Built: 2001
Homestead YN: Yes
Association YN: Yes
Association Fee: 380
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 765
New Construction YN: No
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Directions: From San Jose/SR13, Turn left on to Race Track Road right on to Flora Branch (by CVS), into JCP, go through 4 way stop, Left on VelvetLeaf, Right on Bell Branch to beautiful house on left
Public Remarks: Spacious,Updated,Preserve lot in extremely desirable''A''school district Julington Creek Plantation. Designer upgrades to include durable,new engineered wood flooring,new designer grade granite, sassy backsplash butcherblock island, 5 burner gas range.4 bedrooms plus flex room. Greatroom, screened in porch, huge lot freshly painted, Pristine condition remodeled master-bath
List Price/SqFt: 110.9
Sold Price/SqFt: 105.59

Property Features

Approx Parcel Size: Less than .25 Acre Appliances: Disposal; Gas Range; Ice Maker Interior Features: Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Utilities: Cable Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Security System Owned Pool Features: None Parking Features: Attached; Garage View: Protected Preserve Current Use: Residential Possession: Negotiable

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2013-10-08

Location Tax and Legal

Street Number: 388
Street Name: BELL BRANCH
County: St. Johns
State: FL
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Julington Creek

Status Change Information

Major Change Timestamp: 2023-11-14T19:36:11Z
Major Change Type: Price Reduced
Price Change Timestamp: 2013-11-25T04:18:20Z
Purchase Contract Date: 2014-01-07
Close Date: 2014-03-05
Close Price: 308000

Historical Information

Public Historical Remarks 1: Kitchen-Solid Surface Countertops: Y
Public Historical Remarks 2: Bath-Garden Bath: Y, Interior Amenities-Sliding Glass Door(s): Y
Public Historical Remarks 3: Occupant Type: Advance Notice, Back-Ups Accepted, Call Listing Office, Occupied - Lockbox

More Information

Documents

Survey ›

Sellers Disclosure ›

Listing Office: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Last Updated: January - 23 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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