Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3870 ST JOHNS Avenue, Jacksonville, FL 32205 (MLS# 2158804)

3870 ST JOHNS Avenue, Jacksonville, FL 32205

$620,000

Virtual Tour

https://www.zillow.com/view-imx/3f2343ac-7d81-4205-aa43-74e44618246b?wl=true&setAttribution=mls&initialViewType=pano

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,628 Lot Size (sq. ft.): 12,197 Status: Active

Current Price: $620,000 List Date: 8/15/2026 Last Modified: 11/04/2026

Overview

Description

A NEW PRICE FOR THE HOLIDAYS | $20,000 PRICE REDUCTION IN HISTORIC AVONDALE. Your new home for the holidays could be waiting in Avondale! Welcome to 3870 Saint Johns Avenue, where timeless Avondale charm, sophisticated updates, and an exceptional location come together. Recently reduced by $20,000, this beautifully renovated 3-bedroom, 2-bathroom residence offers 1,636 square feet of thoughtfully designed living space on a desirable corner lot, just a short stroll from the Shops of Avondale. With a newly adjusted price and the holidays just around the corner, now is the perfect time to make your move and start the next chapter in a home you'll love. Step inside and discover a light-filled, open-concept interior created during a comprehensive 2021 renovation. The inviting living room features abundant natural light and a cozy electric fireplace, setting the scene for intimate evenings and effortless relaxation. A dedicated dining area elevates entertaining with a custom built-in bar and

Supplements: wine cooler, while the beautifully renovated kitchen pairs stylish countertops with stainless steel appliances, a gas cooktop, pantry storage, and direct access to the backyard deck. Just beyond the kitchen, a thoughtfully appointed laundry area offers custom built-in cabinetry and a Samsung washer and dryer. Two generously sized guest bedrooms sha ... (Read more)

Listing Details MLS# 2158804

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1628
Living Area Source: Assessor
Year Built: 1937
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.28
Lot Size Dimensions: 79x132
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: From Roosevelt Boulevard, head east on St. Johns Avenue. At the first roundabout, take the second exit onto Herschel Street. At the next roundabout, take the first exit onto St. Johns Avenue. At the corner of St. Johns Avenue and Greenwood Avenue, turn right onto Greenwood. The driveway for 3870 St. Johns Avenue is immediately on your left.
Public Remarks: A NEW PRICE FOR THE HOLIDAYS | $20,000 PRICE REDUCTION IN HISTORIC AVONDALE. Your new home for the holidays could be waiting in Avondale! Welcome to 3870 Saint Johns Avenue, where timeless Avondale charm, sophisticated updates, and an exceptional location come together. Recently reduced by $20,000, this beautifully renovated 3-bedroom, 2-bathroom residence offers 1,636 square feet of thoughtfully designed living space on a desirable corner lot, just a short stroll from the Shops of Avondale. With a newly adjusted price and the holidays just around the corner, now is the perfect time to make your move and start the next chapter in a home you'll love. Step inside and discover a light-filled, open-concept interior created during a comprehensive 2021 renovation. The inviting living room features abundant natural light and a cozy electric fireplace, setting the scene for intimate evenings and effortless relaxation. A dedicated dining area elevates entertaining with a custom built-in bar and
List Price/SqFt: 380.84

Property Features

Architectural Style: Cottage; Historic; Traditional Levels: One Property Condition: Updated/Remodeled Rental Restrictions: No Minimum Appliances: Dishwasher; Dryer; Gas Cooktop; Gas Oven; Gas Range; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater; Washer; Wine Cooler Fireplace Features: Electric Interior Features: Breakfast Bar; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Smart Thermostat Flooring: Tile; Wood Laundry Features: Electric Dryer Hookup; In Unit; Washer Hookup Utilities: Cable Connected; Electricity Connected; Natural Gas Connected; Sewer Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Construction Materials: Brick Other Structures: Shed(s) Patio And Porch Features: Deck; Patio; Rear Porch Roof: Shingle Parking Features: Off Street; On Street Lot Features: Corner Lot; Historic Area Fencing: Back Yard; Wrought Iron Current Use: Residential; Single Family Community Features: Curbs; Sidewalks; Street Lights; Suburban Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-08-06

Location Tax and Legal

Street Number: 3870
Street Name: ST JOHNS
Street Suffix: Avenue
County: Duval
State: FL
Postal Code: 32205
MLS Area Major: 032-Avondale
Subdivision Name: Avondale

Status Change Information

Major Change Timestamp: 2026-11-04T16:53:57Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-11-04T16:53:57Z

Fireplace Features

Fireplaces Total: Yes

More Information

DPR Eligible

DPR Eligible: Yes

Listing Office: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Last Updated: November - 04 - 2026

Information deemed reliable but not guaranteed.