Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

387 OAKMOSS Drive, St. Johns, FL 32259 (MLS# 2103186)

387 OAKMOSS Drive, St. Johns, FL 32259

$799,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,394 Status: Closed

Current Price: $799,000 List Date: 8/10/2025 Last Modified: 6/08/2026

Overview

Description

Welcome to your dream home in the exclusive Toll Brothers Shores at RiverTown, where luxury meets the tranquility of waterfront living. This home is available Spring 2026. Wake up to stunning views of the St. Johns River and unwind each evening with a breathtaking sunset from your private primary bedroom balcony. Your light-filled two-story foyer opens into an expansive great room, dining area, and gourmet kitchen—all seamlessly connected with sweeping river views. A main-level flex room offers the perfect retreat for remote work, a creative studio, or your favorite hobby space. Upstairs, a spacious loft provides endless possibilities for movie nights, game days, or entertaining friends and family. Two additional bedrooms and a shared bath offer comfort and privacy for guests or loved ones. Whether you're sipping coffee by the water or enjoying vibrant gatherings in your loft, life here is equal parts peaceful and vibrant. Limited-time opportunity to secure your private boatslip—

Listing Details MLS# 2103186

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2394
Living Area Source: Builder
Year Built: 2025
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 263
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 1800
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2025-10-23
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Entry Level: Yes
Senior Community YN: No
Directions: From Mandarin and Greenbriar Rd, take SR 13 south, go through both Rivertown roundabouts, then gated entry is on the right, from 210/16A, turn right onto SR 13 at Woodpeckers, gated entry is 1/4 mile on the lef
Public Remarks: Welcome to your dream home in the exclusive Toll Brothers Shores at RiverTown, where luxury meets the tranquility of waterfront living. This home is available Spring 2026. Wake up to stunning views of the St. Johns River and unwind each evening with a breathtaking sunset from your private primary bedroom balcony. Your light-filled two-story foyer opens into an expansive great room, dining area, and gourmet kitchen—all seamlessly connected with sweeping river views. A main-level flex room offers the perfect retreat for remote work, a creative studio, or your favorite hobby space. Upstairs, a spacious loft provides endless possibilities for movie nights, game days, or entertaining friends and family. Two additional bedrooms and a shared bath offer comfort and privacy for guests or loved ones. Whether you're sipping coffee by the water or enjoying vibrant gatherings in your loft, life here is equal parts peaceful and vibrant. Limited-time opportunity to secure your private boatslip—
List Price/SqFt: 333.75
Sold Price/SqFt: 333.75

Property Features

Architectural Style: Contemporary; Craftsman; Traditional Levels: Two Property Condition: Under Construction Rental Restrictions: 1 Year Appliances: Convection Oven; Dishwasher; Electric Oven; Gas Range; Instant Hot Water; Microwave; Tankless Water Heater Interior Features: Breakfast Bar; Breakfast Nook; Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Smart Thermostat; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Tile; Wood Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; In Unit; Sink; Upper Level; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Split System; Zoned Heating: Central; Zoned Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Security Features: Carbon Monoxide Detector(s); Fire Sprinkler System; Firewall(s); Security Gate; Smoke Detector(s) Construction Materials: Composition Siding; Fiber Cement; Frame Exterior Features: Balcony Patio And Porch Features: Covered; Patio Roof: Shingle Parking Features: Garage; Garage Door Opener Lot Features: Many Trees; Sprinklers In Front; Sprinklers In Rear View: Pond; River; Trees/Woods Current Use: Residential Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Gated; Jogging Path; Maintenance Grounds; Park; Pickleball; Playground; Tennis Court(s) Association Fee Includes: Maintenance Grounds Community Features: Curbs; Fishing; Gated; Restaurant; Sidewalks; Street Lights Road Frontage Type: Private Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2025-08-10

Location Tax and Legal

Street Number: 387
Street Name: OAKMOSS
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Rivertown Shores

Status Change Information

Major Change Timestamp: 2026-03-28T16:53:31Z
Major Change Type: Status Change
Price Change Timestamp: 2025-12-03T16:32:06Z
Purchase Contract Date: 2026-01-26
Close Date: 2026-02-27
Close Price: 799000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: JACKSONVILLE TBI REALTY, LLC

Last Updated: June - 08 - 2026

Information deemed reliable but not guaranteed.