Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3862 Pebble Brooke Circle, Orange Park, FL 32065 (MLS# 668572)

3862 Pebble Brooke Circle, Orange Park, FL 32065

$111,100

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,364 Status: Closed

Current Price: $111,100 List Date: 6/04/2013 Last Modified: 12/22/2025

Overview

Description

Fantastic Oakleaf Plantation buy, open floor plan with eat in kitchen, great room, covered patio. Split bedroom plan. Walking distance to elementary school. Great shopping nearby at Oakleaf Town Center. Corporate owned, addendum provided with accepted offer.

Listing Details MLS# 668572

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1364
Living Area Source: Public Records
Year Built: 2005
Association YN: Yes
Association Fee: 65
Association Fee Frequency: Annually
Association Name: Kindom Managementg
Association Phone: 904-646-2626
CDD Fee YN: Yes
CDD Fee Amount: 1814.8
New Construction YN: No
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Directions: From Oakleaf Plantation Drive, right into Silver leaf and follow around round about to left on Pebble Brooke Circle S to home on right
Public Remarks: Fantastic Oakleaf Plantation buy, open floor plan with eat in kitchen, great room, covered patio. Split bedroom plan. Walking distance to elementary school. Great shopping nearby at Oakleaf Town Center. Corporate owned, addendum provided with accepted offer.
List Price/SqFt: 78.45
Sold Price/SqFt: 81.45

Property Features

Approx Parcel Size: Less than .25 Acre Architectural Style: Ranch Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater Interior Features: Breakfast Bar; Eat-in Kitchen; Entrance Foyer; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Laminate; Tile Utilities: Cable Available; Other Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump Water Source: Public Sewer: Public Sewer Green Energy Efficient: Windows Security Features: Smoke Detector(s) Construction Materials: Fiber Cement; Frame; Stucco; Other Patio And Porch Features: Covered; Patio Pool Features: None Roof: Shingle Parking Features: Attached; Garage Lot Features: Sprinklers In Front; Sprinklers In Rear Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Community Pool; Fitness Center; Playground; Tennis Court(s) Road Surface Type: Asphalt Listing Terms: Cash; Conventional; FHA; USDA Loan; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2013-06-03

Location Tax and Legal

Street Number: 3862
Street Name: Pebble Brooke
Street Suffix: Circle
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Oakleaf Plantation

Status Change Information

Major Change Timestamp: 2013-07-11T19:10:03Z
Major Change Type: Status Change
Purchase Contract Date: 2013-06-13
Close Date: 2013-07-09
Close Price: 111100

Historical Information

Public Historical Remarks 1: Utilities-Underground: Y, Dining-Kitchen/Family Combo: Y, Suburban Lot Location: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Covenants/Restrictions: Y, Energy Features-Ridge Vents: Y, Energy Features-Forced Air: Y, Soccer Field(s): Y, Bath-Garden Bath: Y, Interior Amenities-Ceiling 8+ Ft.: Y, Interior Amenities-French Door(s): Y, Structure Slab: Y
Public Historical Remarks 3: Occupant Type: Vacant -Lockbox, See ShowingAssist, See Private Remarks

More Information

Room Information

Room Name
Great Room
Utility Room

Listing Office: REALTY WORLD EXECUTIVE GROUP

Last Updated: December - 22 - 2025

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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