Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3821 COASTAL COVE Circle, Jacksonville, FL 32224 (MLS# 2171045)

3821 COASTAL COVE Circle, Jacksonville, FL 32224

$2,900

Property Type: Residential Lease Bedrooms: 4 Baths: 4 Square Footage: 2,880 Lot Size (sq. ft.): 4,356 Status: Active

Current Price: $2,900 List Date: 10/27/2026 Last Modified: 10/27/2026

Overview

Description

4 bedroom/ 4 bathroom home in Coastal Cove, just six miles from Jacksonville Beach and conveniently located near the St. Johns Town Center, Naval Station Mayport, Mayo Clinic, UNF, and with easy access to JTB. This spacious move-in ready single-family home offers over 2,800 square feet of living space with 4 bedrooms and 4 full baths. The home features, you'll find a fantastic floorplan including a stunning kitchen featuring an extra large island, stylish backsplash, granite countertops, stainless steel appliances, 42-inch cabinets, and a walk-in pantry. Downstairs guest room with full bathroom is perfect for visiting friends or family. The upstairs boasts a generous walk-in bonus or flex room, perfect for a home office, gym, or playroom. Enjoy the outdoors in the screened-in back porch take advantage of ample storage and good-sized bedrooms throughout. $40 residents benefit package required

Listing Details MLS# 2171045

General Property Information

Bedrooms Total: 4
Bathrooms Full: 4
Bathrooms Total: 4
Living Area: 2880
Living Area Source: Public Records
Year Built: 2017
Lot Size Acres: 0.1
Association YN: Yes
Accessibility Features YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Waterfront YN: No
Stories Total: 2
Senior Community YN: No
Directions: From I-295 take exit 51/Beach Blvd. E toward Beaches. South onto Kernan Blvd then Rt into Coastal Cove. Follow circle around to back
Public Remarks: 4 bedroom/ 4 bathroom home in Coastal Cove, just six miles from Jacksonville Beach and conveniently located near the St. Johns Town Center, Naval Station Mayport, Mayo Clinic, UNF, and with easy access to JTB. This spacious move-in ready single-family home offers over 2,800 square feet of living space with 4 bedrooms and 4 full baths. The home features, you'll find a fantastic floorplan including a stunning kitchen featuring an extra large island, stylish backsplash, granite countertops, stainless steel appliances, 42-inch cabinets, and a walk-in pantry. Downstairs guest room with full bathroom is perfect for visiting friends or family. The upstairs boasts a generous walk-in bonus or flex room, perfect for a home office, gym, or playroom. Enjoy the outdoors in the screened-in back porch take advantage of ample storage and good-sized bedrooms throughout. $40 residents benefit package required
List Price/SqFt: 1.01

Property Features

Appliances: Dishwasher; Electric Range; Microwave; Refrigerator Water Source: Public Parking Features: Garage Utilities: Electricity Available Cooling: Central Air Heating: Central

Contract Information

Rental Service: Other
Rental Application URL: www.rtrpm.com
Property Sub Type: Single Family Residence
Listing Contract Date: 2026-10-27
Lease Term: 12 Months

Location Tax and Legal

Street Number: 3821
Street Name: COASTAL COVE
Street Suffix: Circle
State: FL
County: Duval
Postal Code: 32224
MLS Area Major: 023-Southside-East Of Southside Blvd
Subdivision Name: Coastal Cove

Status Change Information

Major Change Timestamp: 2026-10-27T15:06:04Z
Major Change Type: New Listing

More Information

Listing Office: ROUND TABLE REALTY, PROPERTY MANAGEMENT INC

Last Updated: October - 27 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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