Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

381 SHINNECOCK Drive, St. Johns, FL 32259 (MLS# 2142648)

381 SHINNECOCK Drive, St. Johns, FL 32259

$1,010,000

Virtual Tour

https://www.zillow.com/view-imx/992ea414-8c1a-4806-a4f5-765a2f31f6a6?wl=true&setAttribution=mls&initialViewType=pano

41-web-or-mls-2178 Orange Branch Trail-2

42-web-or-mls-2178 Orange Branch Trail-7

Property Type: Residential Bedrooms: 4 Baths: 4 Square Footage: 3,008 Lot Size (sq. ft.): 9,148 Status: Closed

Current Price: $1,010,000 List Date: 4/30/2026 Last Modified: 8/03/2026

Overview

Description

Set on a gorgeous preserve homesite in highly sought-after Highpointe at RiverTown, 381 Shinnecock Drive blends striking black-and-white design with a warm, inviting atmosphere. Built in 2022 by Mastercraft Homes, this beautifully crafted single-story residence with cage pool offers 3,008 square feet with 4 bedrooms, 3.5 baths, and a 3-car garage, showcasing thoughtful architectural details, designer lighting, and luxury vinyl plank flooring. From the moment you enter, the foyer makes a statement with a custom chevron black shiplap ceiling and orb chandelier, leading into a dramatic great room featuring a 60'' linear fireplace with a rustic cypress mantle, floating wood shelves, beamed ceiling, and stacking sliders that open seamlessly to the lanai. The kitchen is both sophisticated and functional with double-stacked white shaker cabinetry, matte black and bronze hardware, a textured white brick backsplash, quartz countertops, and Samsung appliances including a gas cooktop with pot

Supplements: filler and built-in microwave and wall ovens. A striking black dining island with oversized farmhouse-style pendant lighting anchors the space, while a coordinating buffet with bronze pulls and a walk-in pantry add both style and convenience. Nearby, the dining area glows beneath a crystal drop chandelier and opens to the lanai through French doors ... (Read more)

Listing Details MLS# 2142648

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Half: Yes
Bathrooms Total: 4
Living Area: 3008
Living Area Source: Appraiser
Year Built: 2022
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.21
Association YN: Yes
Association Fee: 55
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 3952.92
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: Longleaf Pine Pkwy to Keystone Corners Dr to Shinnecock Drive
Public Remarks: Set on a gorgeous preserve homesite in highly sought-after Highpointe at RiverTown, 381 Shinnecock Drive blends striking black-and-white design with a warm, inviting atmosphere. Built in 2022 by Mastercraft Homes, this beautifully crafted single-story residence with cage pool offers 3,008 square feet with 4 bedrooms, 3.5 baths, and a 3-car garage, showcasing thoughtful architectural details, designer lighting, and luxury vinyl plank flooring. From the moment you enter, the foyer makes a statement with a custom chevron black shiplap ceiling and orb chandelier, leading into a dramatic great room featuring a 60'' linear fireplace with a rustic cypress mantle, floating wood shelves, beamed ceiling, and stacking sliders that open seamlessly to the lanai. The kitchen is both sophisticated and functional with double-stacked white shaker cabinetry, matte black and bronze hardware, a textured white brick backsplash, quartz countertops, and Samsung appliances including a gas cooktop with pot
List Price/SqFt: 340.76
Sold Price/SqFt: 335.77

Property Features

Levels: One Appliances: Dishwasher; Disposal; Electric Oven; Gas Cooktop; Microwave; Tankless Water Heater; Water Softener Owned; Other Fireplace Features: Electric Interior Features: Breakfast Nook; Built-in Features; Butler Pantry; Ceiling Fan(s); Entrance Foyer; Jack and Jill Bath; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Walk-In Closet(s) Flooring: Tile; Vinyl Laundry Features: In Unit Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central; Electric; Heat Pump Electric: Underground Water Source: Public Sewer: Public Sewer Security Features: Carbon Monoxide Detector(s); Smoke Detector(s) Patio And Porch Features: Covered; Front Porch; Patio; Screened Pool Features: In Ground; Screen Enclosure Spa Features: In Ground Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear View: Trees/Woods Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Jogging Path; Park; Playground; Tennis Court(s); Other Community Features: Curbs; Sidewalks; Street Lights Road Frontage Type: City Street Road Surface Type: Paved Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Appraisal; Financing; Inspection