Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

38 FERNBROOK Drive, St. Johns, FL 32259 (MLS# 789788)

38 FERNBROOK Drive, St. Johns, FL 32259

$283,990

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Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,316 Status: Closed

Current Price: $283,990 List Date: 8/28/2015 Last Modified: 9/30/2026

Overview

Description

**Sample Photos** *TO BE COMPLETED DECEMBER 2015 - Conveniently located In St Johns County, this customized Timuquana plan built with Advantech flooring and Zip System technology provides a great seal and superior stability backed with a 30-year panel warranty. This beautiful home features a 3br/2.5bath with upstairs loft and 2-car garage. Enter through double doors and step into a spacious foyer that overlooks an elegant staircase, accompanied by Iron spindles and oak wood treads. The gourmet kitchen includes a granite California Island and stainless steel appliances. This home also features a large 9ft x 8ft sliding glass door overlooking the covered lanai. Not to be outdone by the rest of the home, the owner's bath is highlighted by raised vanities, cultured marble, garden tub,

Supplements: tiled walk-in shower with framed glass enclosure, and large walk-in closet. All main areas including the Family Room, Kitchen, CafÃ© and hallways are covered with 18x18 tile. Seller pays all closing costs and pre-paids with preferred lender. Home also includes a $5000 Builder Incentive, Come see why Dream Finders Homes was voted "'Best Value home ... (Read more)

Listing Details MLS# 789788

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2316
Living Area Source: Plans
Year Built: 2015
Association YN: Yes
Association Fee: 55
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 1775.82
New Construction YN: Yes
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Directions: FROM MANDARIN, LEFT ON RACETRACK RD. RIGHT ON VETERANS PKWY, 1ST LEFT ON NORTH DURBIN PKWY AT TOWER, CONTINUE THROUGH 2 ROUNDABOUTS, 1ST LEFT ONTO STAPLEHURST DR.
Public Remarks: **Sample Photos** *TO BE COMPLETED DECEMBER 2015 - Conveniently located In St Johns County, this customized Timuquana plan built with Advantech flooring and Zip System technology provides a great seal and superior stability backed with a 30-year panel warranty. This beautiful home features a 3br/2.5bath with upstairs loft and 2-car garage. Enter through double doors and step into a spacious foyer that overlooks an elegant staircase, accompanied by Iron spindles and oak wood treads. The gourmet kitchen includes a granite California Island and stainless steel appliances. This home also features a large 9ft x 8ft sliding glass door overlooking the covered lanai. Not to be outdone by the rest of the home, the owner's bath is highlighted by raised vanities, cultured marble, garden tub,
List Price/SqFt: 124.78
Sold Price/SqFt: 122.62

Property Features

Approx Parcel Size: Less than .25 Acre Architectural Style: Traditional Property Condition: To Be Built; Under Construction Appliances: Dishwasher; Disposal; Dryer; Electric Range; Electric Water Heater; Ice Maker; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Breakfast Nook; Eat-in Kitchen; Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Green Energy Efficient: Windows Security Features: Smoke Detector(s) Construction Materials: Frame; Stucco Patio And Porch Features: Covered; Front Porch; Patio; Porch; Screened Pool Features: None Roof: Shingle Parking Features: Attached; Garage Current Use: Residential Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Playground; Tennis Court(s) Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2015-08-27

Location Tax and Legal

Street Number: 38
Street Name: FERNBROOK
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Durbin Crossing

Status Change Information

Major Change Timestamp: 2016-09-13T17:00:00Z
Major Change Type: Status Change
Purchase Contract Date: 2015-11-12
Close Date: 2015-12-31
Close Price: 283990

Historical Information

Public Historical Remarks 1: Utilities-Underground: Y, Mandatory Fees: Y, Dining-Kitchen/Family Combo: Y, Interior Amenities-Window Treatment(s): Y, Self Cleaning Oven: Y, Kitchen-Solid Surface Countertops: Y, Structure Builder: DREAM FINDERS HOMES, Seller May Pay Closing: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Bath-Garden Bath: Y, Interior Amenities-Sliding Glass Door(s): Y
Public Historical Remarks 3: Occupant Type: Restricted Hours, Call Seller Direct, See Private Remarks

More Information

Room Information

Room Name
Family Room
Loft
Utility Room

Listing Office: DREAM FINDERS REALTY LLC

Last Updated: September - 30 - 2026

Information deemed reliable but not guaranteed.