Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

38 CLOVERBROOK Road, St. Johns, FL 32259 (MLS# 2146604)

38 CLOVERBROOK Road, St. Johns, FL 32259

$539,900

Virtual Tour

https://www.zillow.com/view-imx/2c2f0c03-8de2-4539-bc8b-2faa6e91a8bd?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,296 Lot Size (sq. ft.): 5,663 Status: Closed

Current Price: $539,900 List Date: 5/22/2026 Last Modified: 6/29/2026

Overview

Description

Welcome to this beautifully maintained home in the highly desirable community of RiverTown! Nestled on a preserve lot in a quiet cul-de-sac and just down the street from the Homestead play park, this thoughtfully designed Mallard floor plan by Mattamy offers the perfect blend of comfort, style, and functionality. Featuring 3 spacious bedrooms, 2.5 bathrooms, an oversized loft with a built-in desk and entertainment center, and a flex room ideal for a home office or playroom, this home was designed with everyday living in mind. The spacious owner's suite offers a luxury bath complete with dual vanities, a walk-in shower, garden tub, and a large walk-in closet. Two additional secondary bedrooms, bathroom, and a conveniently located laundry room round out the second floor. The gourmet kitchen is a standout with an oversized island offering ample storage, built-in oven and microwave, gas cooktop, and a large breakfast bar overlooking the family room.

Supplements: The dining area is accented with beautiful board and batten detail and upgraded lighting for added charm. Step outside to enjoy the fully fenced backyard complete with pavers and a cozy gas firepit, perfect for relaxing or entertaining. The 2-car garage features epoxy flooring, custom shelving, and overhead storage for added convenience. Living i ... (Read more)

Listing Details MLS# 2146604

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2296
Living Area Source: Public Records
Year Built: 2019
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.13
Association YN: Yes
Association Fee: 53
Association Fee Frequency: Annually
CDD Fee YN: Yes
CDD Fee Amount: 2540.57
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: From Longleaf Parkway, R onto Rivertown Main St, at roundabout take second exit onto Orange Branch Trail, L on Orange Branch Trail, L on Cloverbrook Rd. to house on the left.
Public Remarks: Welcome to this beautifully maintained home in the highly desirable community of RiverTown! Nestled on a preserve lot in a quiet cul-de-sac and just down the street from the Homestead play park, this thoughtfully designed Mallard floor plan by Mattamy offers the perfect blend of comfort, style, and functionality. Featuring 3 spacious bedrooms, 2.5 bathrooms, an oversized loft with a built-in desk and entertainment center, and a flex room ideal for a home office or playroom, this home was designed with everyday living in mind. The spacious owner's suite offers a luxury bath complete with dual vanities, a walk-in shower, garden tub, and a large walk-in closet. Two additional secondary bedrooms, bathroom, and a conveniently located laundry room round out the second floor. The gourmet kitchen is a standout with an oversized island offering ample storage, built-in oven and microwave, gas cooktop, and a large breakfast bar overlooking the family room.
List Price/SqFt: 235.15
Sold Price/SqFt: 235.15

Property Features

Architectural Style: Traditional Levels: Two Rental Restrictions: 1 Year Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Gas Cooktop; Gas Range; Gas Water Heater; Ice Maker; Microwave; Refrigerator; Tankless Water Heater; Washer Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Smart Thermostat; Walk-In Closet(s) Flooring: Carpet; Tile Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Fiber Cement; Frame Patio And Porch Features: Covered; Front Porch; Patio Roof: Shingle Parking Features: Attached; Garage Lot Features: Sprinklers In Front; Sprinklers In Rear View: Protected Preserve Fencing: Back Yard; Vinyl Current Use: Residential; Single Family Association Amenities: Children's Pool; Clubhouse; Community Pool; Dog Park; Fitness Center; Jogging Path; Park; Pickleball; Playground; Tennis Court(s) Community Features: Curbs; Restaurant; Sidewalks; Street Lights Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Appraisal; Inspection