Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3763 CATHEDRAL OAKS Place S, Jacksonville, FL 32217 (MLS# 2161310)

3763 CATHEDRAL OAKS Place S, Jacksonville, FL 32217

$695,000

Virtual Tour

https://www.zillow.com/view-imx/f99c1681-ebdc-4609-806b-a3c025558177?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Formal dining room with Wood Floors, chair railings

Kitchen with tile floors, quartz counters, Viking Gas range

Tile floors, Quartz counters and backsplash, stainless appliances and Viking Gas range

Access from kitchen to Formal Dining Room

Gathering Room with Gas Fireplace, Vaulted beam ceilings, tile floors and doors leading to the huge glass enclosed patio

Endless possibilities here...game room, library/office,

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 3,537 Lot Size (sq. ft.): 21,344 Status: Active

Current Price: $695,000 List Date: 8/21/2026 Last Modified: 11/04/2026

Overview

Description

Embrace Florida living within a timeless, classic framework at 3763 Cathedral Oaks Place S. Located in Cathedral Oaks community just off San Jose Boulevard, this beautifully designed pool home offers an exceptional blend of spacious living, thoughtful functionality & inviting indoor-outdoor spaces. NO HOA, Bring your boat! Nearby Goodby's Creek Ramp offers the perfect opportunity to enjoy River Life! The expansive 4-bedroom, 3-bathroom floor plan is designed to accommodate both everyday living & effortless entertaining. Three bedrooms are thoughtfully positioned on one side of the home, while the 4th bedroom & additional flex space, and a full bathroom are located on the opposite side with separate access--creating an ideal private retreat for guests, or a home office arrangement. At the heart of the home is a well-appointed kitchen featuring elegant quartz countertops and backsplash, abundant cabinetry, stainless steel appliances, and a Viking gas range.

Supplements: The kitchen flows naturally into the generous living areas, making it easy to gather with family and friends. The spacious family room features a gas fireplace, creating a warm and inviting focal point, while skylights fill the interior with beautiful natural light. Wood and tile flooring add warmth, character, and durability throughout the home, c ... (Read more)

Listing Details MLS# 2161310

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 3537
Living Area Source: Public Records
Year Built: 1969
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.49
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: No
Carport YN: Yes
Carport Spaces: 2
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Furnished: Negotiable
Stories: Yes
Senior Community YN: No
Directions: Exit 295 onto San Jose, head towards town and turn Left onto Cathedral Oaks Dr S. The home is on the Right. From San Marco, head away from town and turn Right onto Cathedral Oaks Dr S. The home is on the Right.
Public Remarks: Embrace Florida living within a timeless, classic framework at 3763 Cathedral Oaks Place S. Located in Cathedral Oaks community just off San Jose Boulevard, this beautifully designed pool home offers an exceptional blend of spacious living, thoughtful functionality & inviting indoor-outdoor spaces. NO HOA, Bring your boat! Nearby Goodby's Creek Ramp offers the perfect opportunity to enjoy River Life! The expansive 4-bedroom, 3-bathroom floor plan is designed to accommodate both everyday living & effortless entertaining. Three bedrooms are thoughtfully positioned on one side of the home, while the 4th bedroom & additional flex space, and a full bathroom are located on the opposite side with separate access--creating an ideal private retreat for guests, or a home office arrangement. At the heart of the home is a well-appointed kitchen featuring elegant quartz countertops and backsplash, abundant cabinetry, stainless steel appliances, and a Viking gas range.
List Price/SqFt: 196.49

Property Features

Architectural Style: Traditional Levels: One Appliances: Dishwasher; Gas Range Fireplace Features: Gas Interior Features: Breakfast Nook; Eat-in Kitchen; Entrance Foyer; His and Hers Closets; Jack and Jill Bath; Pantry Flooring: Tile; Wood Laundry Features: In Unit Utilities: Electricity Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Other Structures: Shed(s) Pool Features: In Ground Spa Features: Above Ground Roof: Metal Parking Features: Attached Carport Current Use: Residential; Single Family Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-08-21

Location Tax and Legal

Street Number: 3763
Street Name: CATHEDRAL OAKS
Street Suffix: Place
Street Direction Suffix: S
County: Duval
State: FL
Postal Code: 32217
MLS Area Major: 012-San Jose
Subdivision Name: Cathedral Oaks

Status Change Information

Major Change Timestamp: 2026-11-04T12:03:57Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-11-04T12:03:57Z

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: ROUND TABLE REALTY

Last Updated: November - 04 - 2026

Information deemed reliable but not guaranteed.