Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

376 N LOMBARDY Loop, St. Johns, FL 32259 (MLS# 2137703)

376 N LOMBARDY Loop, St. Johns, FL 32259

$800,000

Virtual Tour

https://www.zillow.com/view-imx/3dac9eec-6500-4eba-87c7-dda4015e3ae8?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

Property Type: Residential Bedrooms: 5 Baths: 4 Square Footage: 3,021 Lot Size (sq. ft.): 19,602 Status: Closed

Current Price: $800,000 List Date: 5/14/2026 Last Modified: 7/27/2026

Overview

Description

Stunning VACANT Craftsman style POOL home situated on an oversized preserve lot in highly desirable, gated community of Plantation Estates in Julington Creek Plantation. Beautifully designed home includes stone elevation, new paver driveway, large front porch and 3 car garage. Upon entry, a bright foyer separates a private living room/office and formal dining room. The expansive open kitchen includes stone countertops, maple cabinets w/abundant storage. Kitchen overlooks the great room, featuring a gas fireplace. A separate breakfast nook with views of pool and backyard. The primary suite is located on main floor and features large walk in closet along with separate tub and shower. On the opposite side of the home, you will find three additional bedrooms and two full bathrooms. Upstairs is a spacious bonus room w/private bath offers incredible flexibility - ideal as a guest suite, media room or home office. Step outside and make a splash in the beautifully refinished pool,

Supplements: enclosed in the oversized screened lanai. Fully equipped outdoor kitchen perfect for entertaining! Fully fenced yard. Located in one of NW St Johns County's most sought-after communities, residents enjoy access to top-rated schools, shopping, dining, exceptional amenities, including resort style pools, fitness, tennis basket/volleyball and so mu ... (Read more)

Listing Details MLS# 2137703

General Property Information

Bedrooms Total: 5
Bathrooms Full: 4
Bathrooms Total: 4
Living Area: 3021
Living Area Source: Builder
Year Built: 2003
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.45
Association YN: Yes
Association Fee: 496
Association Fee Frequency: Quarterly
Association Fee 2: 550
Association Fee 2 Frequency: Annually
Association Name: Vesta Property Management
Association Phone: 904-417-7600
CDD Fee YN: Yes
CDD Fee Amount: 1426
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Directions: SOUTH SR 13 (L) RACETRACK (L) FLORA BRANCH THUR GUARD GATE (L) ESTATE WAY (R) LOMBARDY
Public Remarks: Stunning VACANT Craftsman style POOL home situated on an oversized preserve lot in highly desirable, gated community of Plantation Estates in Julington Creek Plantation. Beautifully designed home includes stone elevation, new paver driveway, large front porch and 3 car garage. Upon entry, a bright foyer separates a private living room/office and formal dining room. The expansive open kitchen includes stone countertops, maple cabinets w/abundant storage. Kitchen overlooks the great room, featuring a gas fireplace. A separate breakfast nook with views of pool and backyard. The primary suite is located on main floor and features large walk in closet along with separate tub and shower. On the opposite side of the home, you will find three additional bedrooms and two full bathrooms. Upstairs is a spacious bonus room w/private bath offers incredible flexibility - ideal as a guest suite, media room or home office. Step outside and make a splash in the beautifully refinished pool,
List Price/SqFt: 273.09
Sold Price/SqFt: 264.81

Property Features

Architectural Style: Craftsman Levels: Two Appliances: Dishwasher; Disposal; Double Oven; Dryer; Electric Cooktop; Electric Oven; Electric Range; Electric Water Heater; Ice Maker; Washer; Water Softener Owned Fireplace Features: Gas Interior Features: Breakfast Bar; Breakfast Nook; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Tile; Wood Utilities: Cable Available; Water Available; Propane Cooling: Central Air; Electric Heating: Electric; Heat Pump Water Source: Public Sewer: Public Sewer Security Features: Gated with Guard; Security Gate Construction Materials: Stone; Stucco Exterior Features: Outdoor Kitchen Patio And Porch Features: Covered; Front Porch; Porch; Screened Pool Features: In Ground; Pool Sweep; Screen Enclosure; Solar Heat Roof: Shingle Parking Features: Attached; Garage Lot Features: Sprinklers In Front; Sprinklers In Rear View: Pool; Trees/Woods Fencing: Back Yard; Wood Current Use: Residential; Single Family Association Amenities: Children's Pool; Clubhouse; Community Pool; Elevator(s); Fitness Center; Gated; Golf Course; Jogging Path; Maintenance Grounds; Management - Full Time; Management - On Site; Pickleball; Playground; Tennis Court(s) Association Fee Includes: Maintenance Grounds; Maintenance Structure; Trash Community Features: Gated; Suburban Road Frontage Type: County Road Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan Contingency Reason: Inspection