Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3750 Silver Bluff Boulevard 905, Orange Park, FL 32065 (MLS# 620811)

3750 Silver Bluff Boulevard 905, Orange Park, FL 32065

$75,000

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,908 Status: Closed

Current Price: $75,000 List Date: 5/04/2012 Last Modified: 6/18/2026

Overview

Description

GREAT SQ.FOOTAGE FOR THE DOLLAR! WONDERFUL 3/2 + OFFICE W/OPEN, SPLIT BEDROOM FLOORPLAN! NEUTRAL COLORS THROUGHOUT & LARGE ROOMS! CONVENIENT EAT-IN KITCHEN HAS O'SIZED CERAMIC TILE, BUILT-IN COMPUTER DESK, RAISED-PANEL MAPLE CABINETS, BEVELLED-EDGE COUNTERTOPS, SMOOTH TOP RANGE, CROWN MOULDING, BAY WINDOW, BREAKFAST BAR & COOL TRACK LIGHTING! SPACIOUS GREAT RM ACCOMMODATES VARIOUS FURNITURE ARRANGEMENTS & LEADS TO RELAXING SCREENED BALCONY! MASTER SUITE INCL LARGE WALK-IN CLOSET, RAISED VANITY & SOAKING TUB! EXTRA BEDROOMS ARE SPACIOUS W/AMPLE CLOSET SPACE! EXTRAS INCL 4 CEILING FANS, 2''PVC BLINDS, GARAGE DOOR OPENER & 1 CAR GARAGE! HURRY!

Listing Details MLS# 620811

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1908
Living Area Source: Public Records
Year Built: 2005
Homestead YN: Yes
Association YN: Yes
Association Fee: 148
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 1300.37
New Construction YN: No
Garage Spaces: Yes
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Stories Total: 2
Directions: TAKE ARGYLE FOREST BLVD WEST, LEFT OAKLEAF VILLAGE PKWY, R PLANTATION OAKS BLVD, R SILVER BLUFF BLVD, 1ST L INTO THE COTTAGES @ OAKLEAF, L AT STOP SIGN, FOLLOW TO #905 ON LEFT.
Public Remarks: GREAT SQ.FOOTAGE FOR THE DOLLAR! WONDERFUL 3/2 + OFFICE W/OPEN, SPLIT BEDROOM FLOORPLAN! NEUTRAL COLORS THROUGHOUT & LARGE ROOMS! CONVENIENT EAT-IN KITCHEN HAS O'SIZED CERAMIC TILE, BUILT-IN COMPUTER DESK, RAISED-PANEL MAPLE CABINETS, BEVELLED-EDGE COUNTERTOPS, SMOOTH TOP RANGE, CROWN MOULDING, BAY WINDOW, BREAKFAST BAR & COOL TRACK LIGHTING! SPACIOUS GREAT RM ACCOMMODATES VARIOUS FURNITURE ARRANGEMENTS & LEADS TO RELAXING SCREENED BALCONY! MASTER SUITE INCL LARGE WALK-IN CLOSET, RAISED VANITY & SOAKING TUB! EXTRA BEDROOMS ARE SPACIOUS W/AMPLE CLOSET SPACE! EXTRAS INCL 4 CEILING FANS, 2''PVC BLINDS, GARAGE DOOR OPENER & 1 CAR GARAGE! HURRY!
List Price/SqFt: 41.88
Sold Price/SqFt: 39.31

Property Features

Approx Parcel Size: Condo-NA Architectural Style: Flat Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Microwave Interior Features: Breakfast Bar; Built-in Features; Eat-in Kitchen; Pantry; Primary Bathroom - Tub with Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Concrete; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump Water Source: Public Sewer: Public Sewer Green Energy Efficient: Windows Security Features: Smoke Detector(s) Construction Materials: Concrete; Frame; Stucco Exterior Features: Balcony Roof: Shingle Parking Features: Additional Parking; Garage; Garage Door Opener; Guest Lot Features: Sprinklers In Front; Sprinklers In Rear Current Use: Multi-Family Association Amenities: Children's Pool; Clubhouse; Community Pool; Fitness Center; Jogging Path; Playground; Tennis Court(s) Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Condominium
Property Attached YN: Yes
Listing Contract Date: 2012-05-03

Location Tax and Legal

Street Number: 3750
Street Name: Silver Bluff
Street Suffix: Boulevard
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: The Cottages At Oakleaf

Status Change Information

Major Change Timestamp: 2012-08-29T18:41:34Z
Major Change Type: Status Change
Purchase Contract Date: 2012-06-30
Close Date: 2012-08-29
Close Price: 75000

Historical Information

Public Historical Remarks 1: Utilities-Underground: Y, Storage Room: Y, Condo Restrictions-See Condo Docs: Y, Interior Amenities-Window Treatment(s): Y, Interior Amenities-Bay/Bow Window(s): Y, OwnerApprPublicMktg: Pre-Foreclosure,Short Sale, Suburban Lot Location: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Energy Features-Ceiling Fan(s): Y, Dining-Living/Dining Combo: Y, Condo Restrictions-Governed Covenants/Restrictions: Y, Interior Amenities-Sliding Glass Door(s): Y
Public Historical Remarks 3: Unit Type: Flat, 2nd Story, Interior Unit, Entry Level: 2nd Story, Interior Unit, Occupant Type: Special Instructions, Call Listing Office, Occupied - Lockbox, Advance Notice, Pets, Appointment

More Information

Room Information

Room Name
Office
Utility Room
Kitchen
Great Room
Primary Bedroom
Bedroom 1
Bedroom 2
Bonus Room

Listing Office: ASSIST2SELL BUYERS & SELLERS REALTY

Last Updated: June - 18 - 2026

Information deemed reliable but not guaranteed.