Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3750 SILVER BLUFF Boulevard 807, Orange Park, FL 32065 (MLS# 2112705)

3750 SILVER BLUFF Boulevard 807, Orange Park, FL 32065

$210,000

Virtual Tour

https://pace-images.aryeo.com/sites/wenzerl/unbranded

Closest Amenities 1 of 2 (OAKLEAF) (.7 miles away)

Second set of Amenities 2 of 2 (OAKLEAF)

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 2,133 Lot Size (sq. ft.): 1,307 Status: Active

Current Price: $210,000 List Date: 10/07/2026 Last Modified: 10/08/2026

Overview

Description

SAVE HUNDREDS PER MONTH by assuming the remaining VA loan for qualified buyers @ 6.24% (P&I = $1,467)! Priced in short sale territory, this home is VACANT & MOVE-IN READY! Spacious 3BR/2.5BA condo featuring a 2022 HVAC. Ideal layout for a starter home, military relocation, or turnkey investment. Prepare meals & entertain from your breakfast bar w/ stainless steel appliances. Primary suite includes a walk-in closet w/ ample storage inside & out! Step outside to a private yard, screened lanai, & your own attached garage. Enjoy top Clay County Schools & live the Oakleaf lifestyle w/ 2 resort-style amenity centers, pools, & parks. Prime location near dining, shopping, major roads, & military bases. Short sale approval in progress—schedule your showing today!

Listing Details MLS# 2112705

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1681
Living Area Source: Assessor
Building Area Total: 2133
Year Built: 2004
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.03
Association YN: Yes
Association Fee: 300
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 1338
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Negotiable
Stories: 2
Stories Total: 2
Entry Level: Yes
Senior Community YN: No
Directions: From 295, west on Collins, left on Old Middleburg Rd/Oakleaf Village, right on Plantation Oaks, right on Silver Bluff. Enter complex, on left, first right, after 90 degree curve Bldg #8
Public Remarks: SAVE HUNDREDS PER MONTH by assuming the remaining VA loan for qualified buyers @ 6.24% (P&I = $1,467)! Priced in short sale territory, this home is VACANT & MOVE-IN READY! Spacious 3BR/2.5BA condo featuring a 2022 HVAC. Ideal layout for a starter home, military relocation, or turnkey investment. Prepare meals & entertain from your breakfast bar w/ stainless steel appliances. Primary suite includes a walk-in closet w/ ample storage inside & out! Step outside to a private yard, screened lanai, & your own attached garage. Enjoy top Clay County Schools & live the Oakleaf lifestyle w/ 2 resort-style amenity centers, pools, & parks. Prime location near dining, shopping, major roads, & military bases. Short sale approval in progress—schedule your showing today!
List Price/SqFt: 124.93

Property Features

Levels: Two Appliances: Dishwasher; Disposal; Dryer; Electric Cooktop; Electric Oven; Electric Range; Electric Water Heater; Ice Maker; Microwave; Refrigerator; Washer; Water Softener Rented Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Open Floorplan; Pantry; Primary Bathroom - Tub with Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Laminate; Tile Laundry Features: Electric Dryer Hookup; In Unit; Upper Level; Washer Hookup Utilities: Cable Available; Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central; Electric Electric: 150 Amp Service Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Security Features: Smoke Detector(s) Construction Materials: Frame; Stucco Patio And Porch Features: Front Porch; Rear Porch; Screened Roof: Shingle Parking Features: Additional Parking; Assigned; Attached; Garage; Garage Door Opener; Guest Current Use: Residential; Single Family Association Amenities: Basketball Court; Boat Dock; Children's Pool; Clubhouse; Community Pool; Fitness Center; Jogging Path; Maintenance Grounds; Management - Full Time; Management - Off Site; Playground; Tennis Court(s) Association Fee Includes: Maintenance Grounds Community Features: Curbs; Sidewalks; Street Lights Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Assumable; Cash; Conventional; FHA; VA Loan Room Types: Primary Bedroom; Utility Room