Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3750 SILVER BLUFF Boulevard 807, Orange Park, FL 32065 (MLS# 1191772)

3750 SILVER BLUFF Boulevard 807, Orange Park, FL 32065

$233,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,681 Status: Closed

Current Price: $233,000 List Date: 3/15/2023 Last Modified: 2/27/2026

Overview

Description

BUYER FINANCING FELLTHROUGH-APPRAISED. Just what you been waiting for: come see everything this spacious 3 Bed, 2.5 Bath Condo has to offer. Fresh interior paint, HVAC 2022, move in ready. Prepare your meals, & entertain from your breakfast bar, stainless steel appliances. MB Walk in closet, plenty of storage areas in & out. Outside: private yard, screened lanai, & your very own private garage + parking spot. Located in Clay County with top rated schools, two resort style multi-million-dollar amenity centers, parks, & play grounds. Come live the Oakleaf lifestyle and enjoy all this community has to offer. Conveniently located close to restaurants, stores, medical & businesses, quick access to major roads & various military facilities. 2-10 HW included with competitive market offer!

Listing Details MLS# 1191772

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1681
Living Area Source: Public Records
Year Built: 2004
Lot Size Dimensions: .03
Association YN: Yes
Association Fee Frequency: One Time
Association Fee 2: 230
CDD Fee YN: Yes
CDD Fee Amount: 1120.82
New Construction YN: No
Garage Spaces: Yes
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Stories Total: 2
Entry Level: Yes
Directions: From 295, west on Collins , left on Old Middleburg Rd/Oakleaf Village, right on Plantation Oaks, right on Silver Bluff. Enter complex, on left, first right, after 90 degree curve Bldg #8
Public Remarks: BUYER FINANCING FELLTHROUGH-APPRAISED. Just what you been waiting for: come see everything this spacious 3 Bed, 2.5 Bath Condo has to offer. Fresh interior paint, HVAC 2022, move in ready. Prepare your meals, & entertain from your breakfast bar, stainless steel appliances. MB Walk in closet, plenty of storage areas in & out. Outside: private yard, screened lanai, & your very own private garage + parking spot. Located in Clay County with top rated schools, two resort style multi-million-dollar amenity centers, parks, & play grounds. Come live the Oakleaf lifestyle and enjoy all this community has to offer. Conveniently located close to restaurants, stores, medical & businesses, quick access to major roads & various military facilities. 2-10 HW included with competitive market offer!
List Price/SqFt: 142.77
Sold Price/SqFt: 138.61

Property Features

Approx Parcel Size: Condo-NA Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Microwave; Refrigerator Interior Features: Breakfast Bar; Built-in Features; Pantry; Primary Bathroom - Tub with Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Laminate; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Security Features: Smoke Detector(s) Construction Materials: Frame; Stucco Patio And Porch Features: Patio; Screened Roof: Shingle Parking Features: Additional Parking; Assigned; Attached; Garage; Garage Door Opener; Guest Fencing: Back Yard; Vinyl Current Use: Multi-Family; Residential Association Amenities: Basketball Court; Boat Dock; Children's Pool; Clubhouse; Community Pool; Fitness Center; Jogging Path; Maintenance Grounds; Management - Full Time; Management - Off Site; Playground; Tennis Court(s) Association Fee Includes: Maintenance Grounds Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; VA Loan

Contract Information

Property Sub Type: Condominium
Property Attached YN: Yes
Listing Contract Date: 2022-09-14

Location Tax and Legal

Street Number: 3750
Street Name: SILVER BLUFF
Street Suffix: Boulevard
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: The Cottages At Oakleaf

Status Change Information

Major Change Timestamp: 2023-11-17T15:28:37Z
Major Change Type: Price Reduced
Price Change Timestamp: 2023-02-10T18:08:15Z
Purchase Contract Date: 2023-03-01
Close Date: 2023-03-28
Close Price: 233000

DPR Eligible

DPR Eligible: No

More Information

Historical Information

Public Historical Remarks 1: Mandatory Fees: Y, Condo Restrictions-See Condo Docs: Y, Club Amenities-Nature Trails: Y, Football Field(s): Y, Kitchen-Solid Surface Countertops: Y, Parking Facilities-Keypad Entry: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Covenants/Restrictions: Y, Energy Features-Forced Air: Y, Energy Features-Ceiling Fan(s): Y, Utilities-Common Electric: Y, Dining-Living/Dining Combo: Y, Condo Restrictions-Governed Covenants/Restrictions: Y, Club Amenities-Bike Path: Y, Soccer Field(s): Y, Baseball Field(s): Y, Interior Amenities-Ceiling 8+ Ft.: Y, Interior Amenities-Sliding Glass Door(s): Y, Structure Slab: Y, 1031 Exchange Possible Financing: Y, City Lot Location: Y
Public Historical Remarks 3: Intermediate School: Other