Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3750 SILVER BLUFF Boulevard 801, Orange Park, FL 32065 (MLS# 2081667)

3750 SILVER BLUFF Boulevard 801, Orange Park, FL 32065

$210,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,760 Lot Size (sq. ft.): 1,176 Status: Closed

Current Price: $210,000 List Date: 4/14/2025 Last Modified: 6/18/2026

Overview

Description

Seize this fantastic opportunity to own a 3-bedroom, 2.5-bathroom condo in The Cottages at Oakleaf Plantation. This end unit boasts numerous upgrades, an open floor plan, a spacious kitchen, and a screened patio. All appliances are included, such as the washer and dryer. Additionally, a one-year AHS home warranty (ShieldPlus Coverage) is provided. This is a must-see to truly appreciate!

Listing Details MLS# 2081667

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1760
Living Area Source: Public Records
Year Built: 2004
Lot Size Acres: 0.027
Association YN: Yes
Association Fee: 300
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 1338.94
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Stories Total: 2
Senior Community YN: No
Directions: From I-295 take Blanding Blvd S, R on Argyle Forest Blvd, L on Oakleaf Village Pkwy, R on Plantation Oaks Blvd, R on Silver Bluff Blvd, community on the left.
Public Remarks: Seize this fantastic opportunity to own a 3-bedroom, 2.5-bathroom condo in The Cottages at Oakleaf Plantation. This end unit boasts numerous upgrades, an open floor plan, a spacious kitchen, and a screened patio. All appliances are included, such as the washer and dryer. Additionally, a one-year AHS home warranty (ShieldPlus Coverage) is provided. This is a must-see to truly appreciate!
List Price/SqFt: 130.68
Sold Price/SqFt: 119.32

Property Features

Levels: Two Appliances: Disposal; Dryer; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Ceiling Fan(s); Pantry; Primary Bathroom - Tub with Shower; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: In Unit; Upper Level Utilities: Electricity Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Construction Materials: Frame; Stucco Patio And Porch Features: Patio; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Current Use: Residential Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Jogging Path; Pickleball; Playground; Tennis Court(s) Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Condominium
Property Attached YN: Yes
Listing Contract Date: 2025-04-14

Location Tax and Legal

Street Number: 3750
Street Name: SILVER BLUFF
Street Suffix: Boulevard
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: The Cottages At Oakleaf

Status Change Information

Major Change Timestamp: 2025-11-03T17:03:15Z
Major Change Type: Status Change
Purchase Contract Date: 2025-09-19
Close Date: 2025-11-03
Close Price: 210000

DPR Eligible

DPR Eligible: No

More Information

Documents

HOA Disclosure ›

Condominium Rider ›

Seller's Property Disclosure ›

CDD Addendum ›

Flood Disclosure ›

Offer Instructions ›

Condominium Governance Form ›

Articles of Incorporation ›

Declaration of Condominium ›

Bylaws ›

Financial Statement ›

Receipt of Condo Cooperative Documents ›

Listing Office: WATSON REALTY CORP

Last Updated: June - 18 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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