Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3750 SILVER BLUFF Boulevard 2702, Orange Park, FL 32065 (MLS# 2083648)

3750 SILVER BLUFF Boulevard 2702, Orange Park, FL 32065

$1,695

Property Type: Residential Lease Bedrooms: 3 Baths: 3 Square Footage: 1,681 Lot Size (sq. ft.): 1,307 Status: Closed

Current Price: $1,695 List Date: 4/24/2025 Last Modified: 1/21/2026

Overview

Description

Lovely 3 bedroom, 2.5 bath condo conveniently located in Oakleaf Plantation. Has a loft area, one car garage and covered patio w/ storage room. Walking distance to schools and Oakleaf amenities. NO PETS ALLOWED IN RENTAL HOMES PER HOA.

Listing Details MLS# 2083648

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1681
Living Area Source: Public Records
Year Built: 2006
Lot Size Acres: 0.03
Association YN: No
Accessibility Features YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Stories Total: 2
Senior Community YN: No
Directions: Oakleaf. The Cottages. Condo is a the back of the community.
Public Remarks: Lovely 3 bedroom, 2.5 bath condo conveniently located in Oakleaf Plantation. Has a loft area, one car garage and covered patio w/ storage room. Walking distance to schools and Oakleaf amenities. NO PETS ALLOWED IN RENTAL HOMES PER HOA.
List Price/SqFt: 1.01
Sold Price/SqFt: 1.01

Property Features

Additional Lease Terms: 12 Months Owner Pays: Association Fees Architectural Style: Contemporary Appliances: Dishwasher; Disposal; Electric Range; Microwave; Refrigerator Interior Features: Breakfast Bar; Pantry Laundry Features: In Unit Patio And Porch Features: Screened Association Amenities: Community Pool; Playground Water Source: Public Parking Features: Garage Sewer: Public Sewer Utilities: Cable Available; Electricity Available; Sewer Available; Water Available Cooling: Central Air Heating: Central Road Surface Type: Asphalt Additional Fee Includes: Lease Prep Rent Includes: None Tenant Pays: All Utilities Pets Allowed: No Room Types: Loft; Utility Room

Contract Information

Property Sub Type: Condominium
Listing Contract Date: 2025-04-24
Lease Term: 12 Months

Location Tax and Legal

Street Number: 3750
Street Name: SILVER BLUFF
Street Suffix: Boulevard
State: FL
County: Clay
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Cottages At Argyle Condo

Status Change Information

Major Change Timestamp: 2025-04-24T16:09:23Z
Major Change Type: Status Change
Purchase Contract Date: 2025-04-01
Close Date: 2025-04-24
Close Price: 1695

Deposits and Fees

Application Fee: 60
Security Deposit: 1695

More Information

Historical Information

Public Historical Remarks 1: Water - Public: Y, Assoc Appl Fee: N, Tenant Pays All Utilities: Y, Roof: Shingle, Wall-to-Wall Carpet: Y, Per Period: 1600, LeasePrepFeeTenant: 100, Common Club Amenities-Club Facilities: Y
Public Historical Remarks 2: Occupancy: Specific Date-CLO, Sewer - Public: Y, Exterior Wall: Stucco, Min Lease/Rent Term: 12, Utilities-Underground: Y, Townhouse: Y

Room Information

Room Name
Loft
Utility Room

Listing Office: PERKINS REALTY

Last Updated: January - 21 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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