Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3750 SILVER BLUFF Boulevard 2701, Orange Park, FL 32065 (MLS# 2015480)

3750 SILVER BLUFF Boulevard 2701, Orange Park, FL 32065

$235,000

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,760 Lot Size (sq. ft.): 1,307 Status: Closed

Current Price: $235,000 List Date: 3/21/2024 Last Modified: 9/28/2026

Overview

Description

Welcome to this charming property with a natural color palette that creates a warm and inviting atmosphere throughout. The flexible living space includes additional rooms perfect for a home office or workout area. The primary bathroom boasts good under sink storage for all your essentials. Enjoy the fresh interior paint that brightens up the space, along with partial flooring replacement in some areas. Don't miss out on this opportunity to make this home your own!

Listing Details MLS# 2015480

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1760
Living Area Source: Public Records
Year Built: 2006
Lot Size Acres: 0.03
Association YN: Yes
Association Fee: 300
Association Fee Frequency: Monthly
Association Fee 2: 85
Association Fee 2 Frequency: Annually
Association Name: The Cottages At Oakleaf Condominium Association
CDD Fee YN: Yes
CDD Fee Amount: 1252
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Stories Total: 2
Senior Community YN: No
Directions: Head east on Plantation Oaks Blvd. Turn left onto Silver Bluff Blvd. Turn left. Turn left
Public Remarks: Welcome to this charming property with a natural color palette that creates a warm and inviting atmosphere throughout. The flexible living space includes additional rooms perfect for a home office or workout area. The primary bathroom boasts good under sink storage for all your essentials. Enjoy the fresh interior paint that brightens up the space, along with partial flooring replacement in some areas. Don't miss out on this opportunity to make this home your own!
List Price/SqFt: 133.52
Sold Price/SqFt: 133.52

Property Features

Levels: Two Appliances: Dishwasher; Microwave; Other Flooring: Carpet; Tile Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air Heating: Central; Electric Water Source: Public Sewer: Public Sewer Roof: Shingle Parking Features: Attached; Garage Current Use: Other Association Amenities: Clubhouse; Fitness Center; Park; Tennis Court(s) Possession: Close Of Escrow Listing Terms: Cash; Conventional

Contract Information

Property Sub Type: Condominium
Listing Contract Date: 2024-03-21

Location Tax and Legal

Street Number: 3750
Street Name: SILVER BLUFF
Street Suffix: Boulevard
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: The Cottages At Oakleaf

Status Change Information

Major Change Timestamp: 2025-02-19T13:24:19Z
Major Change Type: Status Change
Price Change Timestamp: 2024-08-01T01:25:47Z
Purchase Contract Date: 2025-01-14
Close Date: 2025-02-18
Close Price: 235000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: OPENDOOR BROKERAGE, LLC.

Last Updated: September - 28 - 2026

Broker Attribution: [email protected]

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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