Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3750 SILVER BLUFF Boulevard 2207, Orange Park, FL 32065 (MLS# 1002286)

3750 SILVER BLUFF Boulevard 2207, Orange Park, FL 32065

$157,500

Virtual Tour

https://tours.eastcoastvtours.com/1345679?idx=1

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,681 Status: Closed

Current Price: $157,500 List Date: 6/25/2019 Last Modified: 5/13/2026

Overview

Description

Cute and clean 3 bedroom, 2.5 bath condo with attached 1 car garage. Floor plan features open Kitchen, Breakfast bar, Living and Dining areas, and sliders that open to a relaxing screen patio overlooking green space. 3 split bedrooms and conveniently situated Laundry closet upstairs. All Kitchen appliances & W/D stay! New owners will be able to use both Oakleaf's Phase 1 & 2 amazing Amenities Complexes (East & West)—see photos—with a wide variety of activities and sports for everyone to enjoy year 'round! The Cottages at Oakleaf are located in Oakleaf Plantation East, about a 5 minute drive to the Oakleaf Plantation Amenities Centers, parks, shopping, dining, Orange Park Mall, schools and Eagle Landing golf course. And just a 10 to 15 minute drive to NAS Jax.

Listing Details MLS# 1002286

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1681
Living Area Source: Public Records
Year Built: 2005
Association YN: No
Association Fee Frequency: One Time
Association Fee 2: 185
Association Fee 2 Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 1200
New Construction YN: No
Garage Spaces: Yes
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Stories Total: 2
Entry Level: Yes
Directions: From I-295, South on Blanding Blvd. Right on Argyle Forest Blvd. Left on Oakleaf Village Pkwy. Right on Plantation Oaks Blvd. Right on Silver Bluff. Left into Cottages to Building 22-Unit #2207.
Public Remarks: Cute and clean 3 bedroom, 2.5 bath condo with attached 1 car garage. Floor plan features open Kitchen, Breakfast bar, Living and Dining areas, and sliders that open to a relaxing screen patio overlooking green space. 3 split bedrooms and conveniently situated Laundry closet upstairs. All Kitchen appliances & W/D stay! New owners will be able to use both Oakleaf's Phase 1 & 2 amazing Amenities Complexes (East & West)—see photos—with a wide variety of activities and sports for everyone to enjoy year 'round! The Cottages at Oakleaf are located in Oakleaf Plantation East, about a 5 minute drive to the Oakleaf Plantation Amenities Centers, parks, shopping, dining, Orange Park Mall, schools and Eagle Landing golf course. And just a 10 to 15 minute drive to NAS Jax.
List Price/SqFt: 95.12
Sold Price/SqFt: 93.69

Property Features

Approx Parcel Size: Condo-NA Appliances: Dishwasher; Electric Range; Electric Water Heater; Microwave; Refrigerator Interior Features: Breakfast Bar; Built-in Features; Entrance Foyer; Pantry; Primary Bathroom -Tub with Separate Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Laminate; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available Cooling: Central Air Heating: Central; Heat Pump Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Stucco; Other Patio And Porch Features: Porch; Screened Roof: Shingle Parking Features: Additional Parking; Assigned; Garage Lot Features: Sprinklers In Front; Sprinklers In Rear Current Use: Multi-Family Association Amenities: Children's Pool; Clubhouse; Community Pool; Fitness Center; Jogging Path; Playground; Tennis Court(s) Possession: Negotiable Listing Terms: Cash; Conventional

Contract Information

Property Sub Type: Condominium
Property Attached YN: Yes
Listing Contract Date: 2019-06-24

Location Tax and Legal

Street Number: 3750
Street Name: SILVER BLUFF
Street Suffix: Boulevard
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Oakleaf Plantation

Status Change Information

Major Change Timestamp: 2023-11-14T09:26:52Z
Major Change Type: Price Reduced
Price Change Timestamp: 2019-07-23T00:42:05Z
Purchase Contract Date: 2019-08-16
Close Date: 2019-09-16
Close Price: 157500

DPR Eligible

DPR Eligible: Yes

More Information

Historical Information

Public Historical Remarks 1: Utilities-Underground: Y, Condo Restrictions-See Condo Docs: Y, Club Amenities-Nature Trails: Y, Self Cleaning Oven: Y, Suburban Lot Location: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Energy Features-Ceiling Fan(s): Y, Dining-Living/Dining Combo: Y, Condo Restrictions-Governed Covenants/Restrictions: Y, Club Amenities-Bike Path: Y, Interior Amenities-Sliding Glass Door(s): Y

Room Information

Room Name
Utility Room

Listing Office: WATSON REALTY CORP

Last Updated: May - 13 - 2026

Information deemed reliable but not guaranteed.