Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3750 SILVER BLUFF Boulevard 1906, Orange Park, FL 32065 (MLS# 2134361)

3750 SILVER BLUFF Boulevard 1906, Orange Park, FL 32065

$220,005

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Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,601 Lot Size (sq. ft.): 1,307 Status: Closed

Current Price: $220,005 List Date: 3/13/2026 Last Modified: 5/28/2026

Overview

Description

Ground Floor Condo in Oakleaf Plantation - Move-In Ready! Enjoy resort-style living in this beautifully updated 2BR/2BA condo. Major updates in 2020 include new HVAC, hot water heater, flooring, interior paint, and fully renovated bathrooms. Brand new refrigerator just added, and all appliances convey. Open-concept layout with split floor plan offers both privacy and functionality. Kitchen flows into living and dining areas--perfect for everyday living or entertaining. Relax year-round on the screened-in back porch. Includes one-car garage for added convenience. Located within walking distance to one of two community pools and minutes from Oakleaf's parks, walking trails, shopping, and dining. Low-maintenance living with major updates already done--don't miss this opportunity!

Supplements: All appliances convey, making this move-in ready home an exceptional opportunity!

Listing Details MLS# 2134361

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1601
Living Area Source: Public Records
Year Built: 2005
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.03
Association YN: Yes
Association Fee: 300
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 1338.94
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Stories Total: Yes
Senior Community YN: No
Direction Faces: North
Directions: From I-295, take the exit for Blanding Blvd (FL-21) toward Orange Park, drive south for about 5-6 miles, turn right onto Argyle Forest Blvd, continue for about 3 miles, turn left onto Oakleaf Village Pkwy, drive about 1 mile, turn right onto Plantation Oaks Blvd, then right onto Silver Bluff Blvd, and follow the road into the complex to reach 3750 Silver Bluff Blvd, Building 19, Unit 1906.
Public Remarks: Ground Floor Condo in Oakleaf Plantation - Move-In Ready! Enjoy resort-style living in this beautifully updated 2BR/2BA condo. Major updates in 2020 include new HVAC, hot water heater, flooring, interior paint, and fully renovated bathrooms. Brand new refrigerator just added, and all appliances convey. Open-concept layout with split floor plan offers both privacy and functionality. Kitchen flows into living and dining areas--perfect for everyday living or entertaining. Relax year-round on the screened-in back porch. Includes one-car garage for added convenience. Located within walking distance to one of two community pools and minutes from Oakleaf's parks, walking trails, shopping, and dining. Low-maintenance living with major updates already done--don't miss this opportunity!
List Price/SqFt: 132.42
Sold Price/SqFt: 137.42

Property Features

Architectural Style: Traditional Levels: One Property Condition: Updated/Remodeled Rental Restrictions: No Minimum Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer/Dryer Stacked Interior Features: Breakfast Bar; Breakfast Nook; Built-in Features; Eat-in Kitchen; Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Tile; Vinyl Laundry Features: In Unit Utilities: Electricity Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Patio And Porch Features: Covered; Rear Porch; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Jogging Path; Pickleball; Playground; Tennis Court(s) Association Fee Includes: Maintenance Grounds; Maintenance Structure Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Condominium
Property Attached YN: Yes
Listing Contract Date: 2026-03-11
Unit Type: Other

Location Tax and Legal

Street Number: 3750
Street Name: SILVER BLUFF
Street Suffix: Boulevard
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: The Cottages At Oakleaf

Status Change Information

Major Change Timestamp: 2026-05-28T21:08:24Z
Major Change Type: Status Change
Price Change Timestamp: 2026-04-12T20:53:37Z
Purchase Contract Date: 2026-04-20
Close Date: 2026-05-28
Close Price: 220005

DPR Eligible

DPR Eligible: No

More Information

Listing Office: MARK SPAIN REAL ESTATE

Last Updated: May - 28 - 2026

Information deemed reliable but not guaranteed.