Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3750 SILVER BLUFF Boulevard 1405, Orange Park, FL 32065 (MLS# 1082639)

3750 SILVER BLUFF Boulevard 1405, Orange Park, FL 32065

$170,450

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,908 Status: Closed

Current Price: $170,450 List Date: 11/13/2020 Last Modified: 8/28/2026

Overview

Description

Gorgeous townhouse style condo for sale in Oakleaf! This home features 3 bedrooms, 2 bathrooms with bonus room for a 4th bedroom, office, or studio! Over 1,900 square ft. with one car garage. Separate laundry room comes with washer & dryer. This home has vaulted ceilings in living area. Open kitchen with breakfast bar, and beautiful bay windows for natural lighting. Large master with garden tub, and huge walk- in closets. All rooms are nice sized, with plenty of room. You will have access to Oakleaf's great amenities! Close to shopping centers, restaurants, and zoned for Oakleaf's schools. Not FHA eligible. Great for investor as well as owner occupant. Call listing agent directly to schedule your showing.

Listing Details MLS# 1082639

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1908
Living Area Source: Public Records
Year Built: 2005
Association YN: Yes
Association Fee: 205
Association Fee Frequency: Monthly
Association Fee 2: 100
CDD Fee YN: Yes
CDD Fee Amount: 1125
New Construction YN: No
Garage Spaces: Yes
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Directions: From 1295 South on Blanding, W on Argyle Forest, L on Oakleaf, Right on Plantation Oaks, Right on Silver Bluff, Right into The Cottages at Oakleaf #1405
Public Remarks: Gorgeous townhouse style condo for sale in Oakleaf! This home features 3 bedrooms, 2 bathrooms with bonus room for a 4th bedroom, office, or studio! Over 1,900 square ft. with one car garage. Separate laundry room comes with washer & dryer. This home has vaulted ceilings in living area. Open kitchen with breakfast bar, and beautiful bay windows for natural lighting. Large master with garden tub, and huge walk- in closets. All rooms are nice sized, with plenty of room. You will have access to Oakleaf's great amenities! Close to shopping centers, restaurants, and zoned for Oakleaf's schools. Not FHA eligible. Great for investor as well as owner occupant. Call listing agent directly to schedule your showing.
List Price/SqFt: 93.24
Sold Price/SqFt: 89.33

Property Features

Approx Parcel Size: Less than .25 Acre Appliances: Dishwasher; Disposal; Dryer; Electric Range; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Built-in Features; Eat-in Kitchen; Entrance Foyer; Primary Bathroom - Tub with Shower; Split Bedrooms; Vaulted Ceiling(s) Flooring: Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Exterior Features: Balcony Current Use: Multi-Family Association Amenities: Community Pool Listing Terms: Cash; Conventional; VA Loan

Contract Information

Property Sub Type: Condominium
Property Attached YN: Yes
Listing Contract Date: 2020-11-12

Location Tax and Legal

Street Number: 3750
Street Name: SILVER BLUFF
Street Suffix: Boulevard
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: The Cottages At Oakleaf

Status Change Information

Major Change Timestamp: 2023-11-14T00:19:08Z
Major Change Type: Price Reduced
Price Change Timestamp: 2021-01-11T23:58:57Z
Purchase Contract Date: 2021-02-25
Close Date: 2021-03-19
Close Price: 170450

Historical Information

Public Historical Remarks 1: Condo Restrictions-See Condo Docs: Y, Self Cleaning Oven: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Bath-Garden Bath: Y, Interior Amenities-Ceiling 8+ Ft.: Y
Public Historical Remarks 3: Intermediate School: Other, Occupant Type: Appointment, See ShowingAssist, Call Listing Agent, See Private Remarks, Tenant Occupied

More Information

Room Information

Room Name
Family Room

Listing Office: FLORIDA HOMES REALTY & MTG LLC

Last Updated: August - 28 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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