Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3750 SILVER BLUFF Boulevard 1206, Orange Park, FL 32065 (MLS# 1214916)

3750 SILVER BLUFF Boulevard 1206, Orange Park, FL 32065

$242,000

Virtual Tour

https://realestate.febreframeworks.com/v2/DVPVWGA/unbranded

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,601 Status: Closed

Current Price: $242,000 List Date: 3/01/2023 Last Modified: 10/15/2026

Overview

Description

Beautiful 1st FLOOR condo with a GARAGE and all the wonderful Oakleaf Plantation amenities within a short walking distance! You'll love the well-equipped kitchen with all the appliances included plus a great breakfast nook! Kitchen overlooks the Family Room/Dining Area that offers plenty of space to lounge. This floorplan is also perfect for someone who wants 2 separate Master Suites with walk-in closets and relaxing bathrooms. Private back patio plus a good sized 1-car garage make this unit hard to beat! The unit has extra privacy and a great location near Jacksonville, shopping, schools, and dining at the Oakleaf Town Center. As if that wasn't enough...an extra bonus is a complete Washer/Dryer and a newer 2 person Sauna to be included in the sale! Run, don't walk b/c this one won't last!

Supplements: last!

Listing Details MLS# 1214916

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1601
Living Area Source: Public Records
Year Built: 2005
Association YN: Yes
Association Fee Frequency: One Time
Association Fee 2: 260
Association Fee 2 Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 1120.82
New Construction YN: No
Garage Spaces: Yes
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Stories Total: 2
Entry Level: Yes
Directions: From Blanding, West on Argyle Forest Blvd, Left on Oakleaf Village Pkwy, Right on Plantation Oaks. Right on Silver Bluff. Left into Cottages at Oakleaf. 1st left, second street on right is Bldg. 12.
Public Remarks: Beautiful 1st FLOOR condo with a GARAGE and all the wonderful Oakleaf Plantation amenities within a short walking distance! You'll love the well-equipped kitchen with all the appliances included plus a great breakfast nook! Kitchen overlooks the Family Room/Dining Area that offers plenty of space to lounge. This floorplan is also perfect for someone who wants 2 separate Master Suites with walk-in closets and relaxing bathrooms. Private back patio plus a good sized 1-car garage make this unit hard to beat! The unit has extra privacy and a great location near Jacksonville, shopping, schools, and dining at the Oakleaf Town Center. As if that wasn't enough...an extra bonus is a complete Washer/Dryer and a newer 2 person Sauna to be included in the sale! Run, don't walk b/c this one won't last!
List Price/SqFt: 155.53
Sold Price/SqFt: 151.16

Property Features

Approx Parcel Size: Condo-NA Architectural Style: A-Frame; Patio Home Appliances: Dishwasher; Dryer; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Breakfast Nook; Built-in Features; Pantry; Primary Bathroom - Tub with Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Laminate Utilities: Cable Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Frame; Stucco Patio And Porch Features: Patio; Porch; Screened Roof: Shingle Parking Features: Attached; Garage Lot Features: Sprinklers In Front; Sprinklers In Rear Current Use: Multi-Family; Residential Association Amenities: Clubhouse; Community Pool; Fitness Center; Golf Course; Jogging Path; Laundry; Maintenance Grounds; Playground; Tennis Court(s); Trash Association Fee Includes: Pest Control Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Condominium
Property Attached YN: Yes
Listing Contract Date: 2023-03-01

Location Tax and Legal

Street Number: 3750
Street Name: SILVER BLUFF
Street Suffix: Boulevard
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Oakleaf Plantation

Status Change Information

Major Change Timestamp: 2023-05-23T13:16:10Z
Major Change Type: Status Change
Purchase Contract Date: 2023-04-24
Close Date: 2023-05-22
Close Price: 242000

DPR Eligible

DPR Eligible: No

More Information

Historical Information

Public Historical Remarks 1: Utilities-Underground: Y, Storage Room: Y, Mandatory Fees: Y, Dining-Kitchen/Family Combo: Y, Condo Restrictions-See Condo Docs: Y, Club Amenities-Nature Trails: Y, Interior Amenities-Window Treatment(s): Y, Kitchen-Solid Surface Countertops: Y, Suburban Lot Location: Y
Public Historical Remarks 2: Common Club Amenities-Club Facilities: Y, Covenants/Restrictions: Y, Energy Features-Ceiling Fan(s): Y, Dining-Living/Dining Combo: Y, Condo Restrictions-Governed Covenants/Restrictions: Y, Club Amenities-Bike Path: Y, Soccer Field(s): Y, Interior Amenities-Ceiling 8+ Ft.: Y, Structure Slab: Y
Public Historical Remarks 3: Intermediate School: Other

Room Information

Room Name
Utility Room

Documents

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Articles ›

Rules and Regulations ›

Condo Regulations ›

HOA Q&A ›

Listing Office: WATSON REALTY CORP

Last Updated: October - 15 - 2026

Information deemed reliable but not guaranteed.