Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3750 SILVER BLUFF Boulevard 106, Orange Park, FL 32065 (MLS# 1032236)

3750 SILVER BLUFF Boulevard 106, Orange Park, FL 32065

$145,000

Property Type: Residential Bedrooms: 2 Baths: 2 Square Footage: 1,610 Status: Closed

Current Price: $145,000 List Date: 1/09/2020 Last Modified: 1/12/2026

Overview

Description

Well cared for 2/2 1st floor condo, 1 story, w attached 1 car deep garage, Relax in the screened Florida room, open floor plan, breakfast bar and breakfast nook, updated master walk in shower, inside laundry. Short walk to the Amenity Center & Park. Condo Fee includes HOA Fee. Occupied Appointment required but easy to show. Buyer to verify all facts and feasibility.

Listing Details MLS# 1032236

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1610
Living Area Source: Public Records
Year Built: 2004
Association YN: No
Association Fee Frequency: One Time
Association Fee 2: 185
Association Fee 2 Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 1120.82
New Construction YN: No
Garage Spaces: Yes
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Entry Level: Yes
Directions: I295 S on Blanding, W on Argyle Blvd, L on Oakleaf, R on R on Plantation Oaks, R on Silver Bluff, L into cottages, L at stop sign, Unit is straight ahead, R of yellow hydrant.
Public Remarks: Well cared for 2/2 1st floor condo, 1 story, w attached 1 car deep garage, Relax in the screened Florida room, open floor plan, breakfast bar and breakfast nook, updated master walk in shower, inside laundry. Short walk to the Amenity Center & Park. Condo Fee includes HOA Fee. Occupied Appointment required but easy to show. Buyer to verify all facts and feasibility.
List Price/SqFt: 93.17
Sold Price/SqFt: 90.06

Property Features

Approx Parcel Size: Condo-NA Architectural Style: Flat Appliances: Dishwasher; Dryer; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Primary Bathroom - Shower No Tub; Split Bedrooms Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Patio And Porch Features: Patio; Porch; Screened Parking Features: Assigned Lot Features: Other Current Use: Multi-Family Association Amenities: Basketball Court; Clubhouse; Community Pool Association Fee Includes: Insurance Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; VA Loan

Contract Information

Property Sub Type: Condominium
Property Attached YN: Yes
Listing Contract Date: 2020-01-09

Location Tax and Legal

Street Number: 3750
Street Name: SILVER BLUFF
Street Suffix: Boulevard
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: The Cottages At Oakleaf

Status Change Information

Major Change Timestamp: 2020-04-07T13:58:54Z
Major Change Type: Status Change
Price Change Timestamp: 2020-01-17T15:32:13Z
Purchase Contract Date: 2020-01-31
Close Date: 2020-03-25
Close Price: 145000

Historical Information

Public Historical Remarks 1: Storage Room: Y, Condo Restrictions-See Condo Docs: Y
Public Historical Remarks 2: Soccer Field(s): Y, Baseball Field(s): Y
Public Historical Remarks 3: Present Use/Zoned: PUD, Condominium

More Information

Room Information

Room Name
Florida Room

Documents

Condo Rules Amended ›

Listing Office: FLORIDA HOMES REALTY & MTG LLC

Last Updated: January - 12 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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