Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3750 SILVER BLUFF 2702, Orange Park, FL 32065 (MLS# 823735)

3750 SILVER BLUFF 2702, Orange Park, FL 32065

$1,150

Property Type: Residential Lease Bedrooms: 3 Baths: 3 Square Footage: 1,512 Status: Closed

Current Price: $1,150 List Date: 4/18/2016 Last Modified: 1/21/2026

Overview

Description

Super nice 3 bedroom, 2.5 bath condo is conveniently located in Oakleaf Plantation. Has a loft area, one car garage and covered patio w/ storage room.NO PETS.

Listing Details MLS# 823735

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1512
Living Area Source: Public Records
Association YN: No
Association Fee Frequency: One Time
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Directions: Left at Oakleaf Village Parkway. R on Plantation Oaks. R on Silver Bluff L in Cottages to Unit 2702
Public Remarks: Super nice 3 bedroom, 2.5 bath condo is conveniently located in Oakleaf Plantation. Has a loft area, one car garage and covered patio w/ storage room.NO PETS.
List Price/SqFt: 0.76
Sold Price/SqFt: 0.76

Property Features

Appliances: Dishwasher; Electric Range; Refrigerator Interior Features: Breakfast Bar Pool Features: None Association Amenities: Community Pool Parking Features: Assigned Cooling: Central Air Heating: Central Road Surface Type: Asphalt Pets Allowed: No

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: Yes
Listing Contract Date: 2016-04-18
Lease Term: 12 Months

Location Tax and Legal

Street Number: 3750
Street Name: SILVER BLUFF
State: FL
County: Clay
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Cottages At Argyle Condo

Status Change Information

Major Change Timestamp: 2016-05-27T16:47:41Z
Major Change Type: Status Change
Purchase Contract Date: 2016-04-25
Close Date: 2016-05-27
Close Price: 1150

Deposits and Fees

Application Fee: 50
Security Deposit: 1150

More Information

Historical Information

Public Historical Remarks 1: Water - Public: Y, Assoc Appl Fee: N, Roof: Shingle, Wall-to-Wall Carpet: Y, Per Period: 1150, LeasePrepFeeTenant: 50, Common Club Amenities-Club Facilities: Y
Public Historical Remarks 2: Occupancy: Specific Date-CLO, Exterior Wall: Stucco
Public Historical Remarks 3: Date Available: May 10, 2016

Room Information

Room Name
Loft

Listing Office: PERKINS REALTY

Last Updated: January - 21 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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