Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

37 CALLAWAY Circle, St. Johns, FL 32259 (MLS# 2119753)

37 CALLAWAY Circle, St. Johns, FL 32259

$623,000

Virtual Tour

https://my.matterport.com/show/?m=8Xu58nxzouu

3 - Amenities Center and Nature Preserve

4 - Amenities Center and Nature Preserve

5 - Amenities Center and Nature Preserve

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,679 Status: Closed

Current Price: $623,000 List Date: 11/30/2025 Last Modified: 7/22/2026

Overview

Description

NEW TOLL BROTHERS HOME! Move in this Mar/Apr 2026! Discover this beautifully upgraded single‑story home tucked along a quiet road ending in a cul‑de‑sac and surrounded by wooded preserve in a private, gated community with no CDD fees. The interior features a modern, cool‑toned palette with luxury vinyl plank flooring in Heatherstone Grey and a stunning two‑toned kitchen—light cream perimeter cabinetry paired with a smoky chocolate island. Quartz countertops with dramatic grey veining, brushed nickel hardware, a modern stainless steel farmhouse sink, and a gourmet appliance package elevate the space. Large sliding glass doors open to an oversized covered lanai with a gas line ready for your grill. The primary bath impresses with a massive dual‑head Kohler shower finished in a tasteful blend of beiges and greys for a clean, modern contrast. Schedule an appointment to tour our model home and see this incredible homesite for yourself.

Listing Details MLS# 2119753

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2679
Living Area Source: Plans
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Association YN: Yes
Association Fee: 153.67
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2026-06-30
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: From I-95, take Exit 329 towards Green Cove Springs. Head W on CR 210. It will turn into Greenbrier Rd. and you will follow that for 1.3 miles. Turn right into our Mill Creek Forest community via Bridgeton St. The sales office parking lot will be on your left as you pass the mill.
Public Remarks: NEW TOLL BROTHERS HOME! Move in this Mar/Apr 2026! Discover this beautifully upgraded single‑story home tucked along a quiet road ending in a cul‑de‑sac and surrounded by wooded preserve in a private, gated community with no CDD fees. The interior features a modern, cool‑toned palette with luxury vinyl plank flooring in Heatherstone Grey and a stunning two‑toned kitchen—light cream perimeter cabinetry paired with a smoky chocolate island. Quartz countertops with dramatic grey veining, brushed nickel hardware, a modern stainless steel farmhouse sink, and a gourmet appliance package elevate the space. Large sliding glass doors open to an oversized covered lanai with a gas line ready for your grill. The primary bath impresses with a massive dual‑head Kohler shower finished in a tasteful blend of beiges and greys for a clean, modern contrast. Schedule an appointment to tour our model home and see this incredible homesite for yourself.
List Price/SqFt: 238.52
Sold Price/SqFt: 232.55

Property Features

Levels: One Appliances: Convection Oven; Dishwasher; Gas Cooktop; Gas Oven; Microwave; Tankless Water Heater Interior Features: Entrance Foyer; Kitchen Island; Open Floorplan; Pantry; Primary Bathroom - Shower No Tub; Smart Thermostat; Walk-In Closet(s) Flooring: Carpet; Tile; Vinyl Laundry Features: Electric Dryer Hookup; Gas Dryer Hookup; Sink Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric; Zoned Heating: Central; Electric; Zoned Water Source: Public Sewer: Public Sewer Smart Home Features: Locks; Programmable Thermostat; Security Green Water Conservation: Water Recycling Security Features: Security System Owned Construction Materials: Fiber Cement Patio And Porch Features: Covered; Rear Porch Parking Features: Garage; Garage Door Opener Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Fitness Center; Gated; Jogging Path; Pickleball; Playground; Tennis Court(s) Community Features: Curbs; Gated; Sidewalks; Street Lights Road Frontage Type: Private Road Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2025-11-30

Location Tax and Legal

Street Number: 37
Street Name: CALLAWAY
Street Suffix: Circle
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Mill Creek Forest

Status Change Information

Major Change Timestamp: 2026-05-26T17:55:25Z
Major Change Type: Status Change
Price Change Timestamp: 2026-02-03T16:16:51Z
Purchase Contract Date: 2026-04-14
Close Date: 2026-05-21
Close Price: 623000

DPR Eligible

DPR Eligible: No

More Information

Listing Office: JACKSONVILLE TBI REALTY, LLC

Last Updated: July - 22 - 2026

Information deemed reliable but not guaranteed.