Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

367 SAPLING Terrace, St. Johns, FL 32259 (MLS# 2075990)

367 SAPLING Terrace, St. Johns, FL 32259

$1,098,600

4. Trailhouse Amenity Interior Gathering

4.1 Trailhouse Amenity Interior Gatherin

4.2 Trailhouse Amenity Interior Gatherin

Property Type: Residential Bedrooms: 4 Baths: 6 Square Footage: 4,772 Lot Size (sq. ft.): 10,890 Status: Closed

Current Price: $1,098,600 List Date: 3/16/2025 Last Modified: 6/17/2026

Overview

Description

Located in the tranquil neighborhood of The Homestead, a private gated portion of Bartram Ranch; an exclusive Toll Brothers community in the heart of NW St Johns, and only walking distance to top-rated Hickory Elementary, Swiss Point Middle, and zoned for nationally recognized Bartram HS. The Trailhouse amenity center is walking distance and includes a clubhouse, pool, fitness center, dog park, tot-lot, and multi-purpose field for residents to enjoy. Arrive home to your Abigail Craftsman features an amazing family room with a soaring coffer ceiling and inspiring fireplace. Entertain in your gourmet kitchen with huge pantry and amazing island. The first floor also boasts a study, guest suite, and primary bedroom to escape to. Take the glamouros oak staircase to your second-floor loft overlooking the great room below, or head to your bonus room for more private fun. Sleep away in the secluded bedrooms, each with their own on-suite bathroom. Under construction and ready October 2025

Listing Details MLS# 2075990

General Property Information

Bedrooms Total: 4
Bathrooms Full: 5
Bathrooms Half: Yes
Bathrooms Total: 6
Living Area: 4772
Living Area Source: Builder
Year Built: 2025
Lot Size Acres: 0.25
Association YN: Yes
Association Fee: 196
Association Fee Frequency: Monthly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2025-10-31
Garage YN: Yes
Garage Spaces: 3
Carport YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Senior Community YN: No
Directions: From I-95 take exit 329 towards Green Cove Springs, head West on CR 210 which will turn into Greenbriar Rd. Bartram Ranch will be on your left before Swiss Pt Middle/Hickory Creek Elem. School.
Public Remarks: Located in the tranquil neighborhood of The Homestead, a private gated portion of Bartram Ranch; an exclusive Toll Brothers community in the heart of NW St Johns, and only walking distance to top-rated Hickory Elementary, Swiss Point Middle, and zoned for nationally recognized Bartram HS. The Trailhouse amenity center is walking distance and includes a clubhouse, pool, fitness center, dog park, tot-lot, and multi-purpose field for residents to enjoy. Arrive home to your Abigail Craftsman features an amazing family room with a soaring coffer ceiling and inspiring fireplace. Entertain in your gourmet kitchen with huge pantry and amazing island. The first floor also boasts a study, guest suite, and primary bedroom to escape to. Take the glamouros oak staircase to your second-floor loft overlooking the great room below, or head to your bonus room for more private fun. Sleep away in the secluded bedrooms, each with their own on-suite bathroom. Under construction and ready October 2025
List Price/SqFt: 251.26
Sold Price/SqFt: 230.22

Property Features

Appliances: Dishwasher; Disposal; Double Oven; Gas Cooktop; Gas Oven; Gas Water Heater; Microwave; Plumbed For Ice Maker; Tankless Water Heater Utilities: Cable Available; Electricity Available; Electricity Connected; Natural Gas Available; Natural Gas Connected; Sewer Available; Sewer Connected; Water Available; Water Connected Cooling: Central Air; Multi Units Heating: Central; Electric; Heat Pump Electric: 200+ Amp Service Water Source: Public Sewer: Public Sewer Parking Features: Garage; Garage Door Opener; Gated Current Use: Residential; Single Family Possession: Close Of Escrow Listing Terms: Cash; Conventional; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Listing Contract Date: 2025-03-16

Location Tax and Legal

Street Number: 367
Street Name: SAPLING
Street Suffix: Terrace
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 302-Orangedale Area
Subdivision Name: Bartram Ranch

Status Change Information

Major Change Timestamp: 2025-12-29T16:28:28Z
Major Change Type: Status Change
Price Change Timestamp: 2025-06-14T19:06:20Z
Purchase Contract Date: 2025-06-21
Close Date: 2025-10-09
Close Price: 1098600

DPR Eligible

DPR Eligible: No

More Information

Documents

Site plan ›

Listing Office: JACKSONVILLE TBI REALTY, LLC

Last Updated: June - 17 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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