Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

365 BELL BRANCH Lane, St. Johns, FL 32259 (MLS# 2081497)

365 BELL BRANCH Lane, St. Johns, FL 32259

$550,000

Screenshot_25-2-2025_14452_www.jcpcdd.or

Screenshot_21-2-2025_114132_www.jcpcdd.o

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Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,611 Lot Size (sq. ft.): 9,583 Status: Closed

Current Price: $550,000 List Date: 4/12/2025 Last Modified: 2/03/2026

Overview

Description

This sunny slice of paradise in the heart of Julington Creek Plantation truly has it all! Lovingly maintained, this 4-bedroom, 3-bath lakefront home offers peaceful water views and a backdrop of untouched preserve—perfect for morning coffee, golden sunsets, or simply unwinding in nature. Step inside to discover gorgeous wood floors, soaring ceilings, crown molding, and plantation shutters throughout. The open-concept layout is ideal for both daily living and entertaining, featuring a spacious kitchen with ample cabinetry, an eat-in breakfast nook, and an inviting living area flooded with natural light. The primary suite is a true retreat, complete with a large owners suite and a comfortable en-suite bath, offering space and serenity. Whether you're hosting friends or relaxing solo, the backyard oasis offers lake views and room to enjoy the Florida lifestyle. Additional highlights include a 2-car garage, access to top-rated schools, and all of Julington Creek's signature

Supplements: resort-style amenities: pools, parks, sports fields, a fitness center, and more. Plus, exciting new amenities are coming by the end of 2025, adding even more value to this already vibrant community. This home perfectly blends beauty, comfort, and locationyou won't want to miss it!

Listing Details MLS# 2081497

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2611
Living Area Source: Appraiser
Year Built: 2001
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.22
Association YN: Yes
Association Fee: 560
Association Fee Frequency: Annually
Association Name: Vesta Property Services
Association Phone: 877-988-3782
CDD Fee YN: Yes
CDD Fee Amount: 1328.94
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: Yes
Waterfront YN: Yes
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: Take Race Track Rd East Turn; right onto Durbin Creek Blvd; At the traffic circle, continue straight to stay on Durbin Creek Blvd; Turn right onto Flora Branch Blvd; Turn left onto Velvetleaf Dr; Turn right onto Bell Branch Ln; House on right.
Public Remarks: This sunny slice of paradise in the heart of Julington Creek Plantation truly has it all! Lovingly maintained, this 4-bedroom, 3-bath lakefront home offers peaceful water views and a backdrop of untouched preserve—perfect for morning coffee, golden sunsets, or simply unwinding in nature. Step inside to discover gorgeous wood floors, soaring ceilings, crown molding, and plantation shutters throughout. The open-concept layout is ideal for both daily living and entertaining, featuring a spacious kitchen with ample cabinetry, an eat-in breakfast nook, and an inviting living area flooded with natural light. The primary suite is a true retreat, complete with a large owners suite and a comfortable en-suite bath, offering space and serenity. Whether you're hosting friends or relaxing solo, the backyard oasis offers lake views and room to enjoy the Florida lifestyle. Additional highlights include a 2-car garage, access to top-rated schools, and all of Julington Creek's signature
List Price/SqFt: 210.65
Sold Price/SqFt: 210.65

Property Features

Architectural Style: Traditional Levels: One and One Half Appliances: Dishwasher; Dryer; Electric Range; Electric Water Heater; Ice Maker; Microwave; Refrigerator; Washer Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Vaulted Ceiling(s); Walk-In Closet(s) Flooring: Carpet; Tile; Wood Laundry Features: In Unit Utilities: Cable Available; Electricity Available; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Brick Exterior Features: Fire Pit Patio And Porch Features: Covered; Rear Porch Roof: Shingle Parking Features: Additional Parking; Garage; Garage Door Opener View: Pond; Trees/Woods; Water Water Body Access Type: Community Waterfront Features: Pond Current Use: Residential; Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Golf Course; Jogging Path; Management - On Site; Park; Playground; Tennis Court(s) Association Fee Includes: Trash Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan