Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3645 CRESWICK Circle B, Orange Park, FL 32065 (MLS# 2170554)

3645 CRESWICK Circle B, Orange Park, FL 32065

$239,900

42-web-or-mls-5_Oakleaf Plantation NEW H

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58-web-or-mls-Oakleaf Plantation Local S

59-web-or-mls-Oakleaf Plantation Local S

60-web-or-mls-Oakleaf Plantation Local S

Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 1,567 Lot Size (sq. ft.): 3,920 Status: Active

Current Price: $239,900 List Date: 10/23/2026 Last Modified: 10/26/2026

Overview

Description

Welcome to 3645-B Creswick Circle, a beautifully maintained home in the desirable Oakleaf Plantation community! Thoughtfully refreshed and move-in ready, this residence features brand-new carpeting, fresh interior paint throughout, and a new roof installed less than six months ago—a valuable recent improvement for the next owner. The kitchen includes appliances that convey with the sale, including a brand-new refrigerator, dishwasher, and microwave. Elegant Tiffany-style light fixtures bring distinctive character and will also remain with the home. An existing alarm system, already paid for by the seller, conveys for added convenience. Pride of ownership is evident throughout, from the home's inviting interior to its well-kept presentation. Enjoy the comfort of a refreshed residence in an established master-planned community, with major updates already completed. Don't miss the opportunity to make this Oakleaf Plantation property your own. Schedule your private showing today!

Listing Details MLS# 2170554

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 1567
Living Area Source: Public Records
Year Built: 2006
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.09
Association YN: Yes
Association Fee: 196
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 1700
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Directions: From Argyle Forest Boulevard, head west toward Oakleaf Plantation. At the traffic circle, take the third exit onto Plantation Oaks Boulevard. Turn right onto Tamarind Way, then left onto Creswick Circle. Continue to 3645 Creswick Circle, Unit B, Orange Park, FL 32065.
Public Remarks: Welcome to 3645-B Creswick Circle, a beautifully maintained home in the desirable Oakleaf Plantation community! Thoughtfully refreshed and move-in ready, this residence features brand-new carpeting, fresh interior paint throughout, and a new roof installed less than six months ago—a valuable recent improvement for the next owner. The kitchen includes appliances that convey with the sale, including a brand-new refrigerator, dishwasher, and microwave. Elegant Tiffany-style light fixtures bring distinctive character and will also remain with the home. An existing alarm system, already paid for by the seller, conveys for added convenience. Pride of ownership is evident throughout, from the home's inviting interior to its well-kept presentation. Enjoy the comfort of a refreshed residence in an established master-planned community, with major updates already completed. Don't miss the opportunity to make this Oakleaf Plantation property your own. Schedule your private showing today!
List Price/SqFt: 153.1

Property Features

Levels: Two Appliances: Convection Oven; Dishwasher; Disposal; Dryer; Electric Oven; Electric Range; Electric Water Heater; ENERGY STAR Qualified Dishwasher; ENERGY STAR Qualified Dryer; ENERGY STAR Qualified Refrigerator; Ice Maker; Refrigerator; Washer Interior Features: Breakfast Bar; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Smart Home; Smart Thermostat; Vaulted Ceiling(s) Flooring: Carpet; Tile Laundry Features: In Unit; Upper Level Utilities: Cable Available; Electricity Available; Electricity Connected; Sewer Available; Sewer Connected; Water Available; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Green Energy Efficient: Appliances; Thermostat Security Features: 24 Hour Security; Carbon Monoxide Detector(s); Security System Owned; Smoke Detector(s) Construction Materials: Frame Roof: Shingle Parking Features: Additional Parking; Assigned; Garage Current Use: Single Family Association Amenities: Barbecue; Basketball Court; Children's Pool; Clubhouse; Community Pool; Dog Park; Jogging Path; Park; Playground; Tennis Court(s) Community Features: Restaurant; Sidewalks; Street Lights Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Townhouse
Property Attached YN: Yes
Listing Contract Date: 2026-10-23

Location Tax and Legal

Street Number: 3645
Street Name: CRESWICK
Street Suffix: Circle
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Briar Oaks Townhomes

Status Change Information

Major Change Timestamp: 2026-10-23T11:30:25Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: KESHMAN LLC

Last Updated: October - 26 - 2026

Information deemed reliable but not guaranteed.