Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

364 MURPHYS Drive, St. Johns, FL 32259 (MLS# 2166372)

364 MURPHYS Drive, St. Johns, FL 32259

$722,970

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Property Type: Residential Bedrooms: 2 Baths: 3 Square Footage: 2,248 Lot Size (sq. ft.): 5,227 Status: Active

Current Price: $722,970 List Date: 9/24/2026 Last Modified: 10/26/2026

Overview

Description

Under Construction: Ready January 2026! Discover executive living at Stillwater Golf & Country Club in this beautifully upgraded home featuring 2 bedrooms, 2.5 baths, a dedicated study, and a 2-car garage. Enjoy stunning water-to-golf views from the spacious screened lanai, perfect for relaxing or entertaining. The open-concept design showcases upscale finishes throughout and a gourmet kitchen ideal for gathering with family and friends. Located in St. Johns County's premier active adult golf and country club community, Stillwater offers an exceptional lifestyle with golf, resort-style amenities, and beautiful surroundings. Experience the perfect blend of elegance, comfort, and Florida living in a home designed for your next chapter! (Conditions may apply)

Listing Details MLS# 2166372

General Property Information

Bedrooms Total: 2
Bathrooms Full: 2
Bathrooms Half: Yes
Bathrooms Total: 3
Living Area: 2248
Living Area Source: Builder
Year Built: 2026
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.12
Association YN: Yes
Association Fee: 710.72
Association Fee Frequency: Monthly
CDD Fee YN: Yes
CDD Fee Amount: 3606.41
Accessibility Features YN: No
New Construction YN: Yes
Estimated Completion Date: 2025-07-30
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Senior Community YN: Yes
Directions: From I-95 take Exit 329 for CR 210. Head west on CR 210 approximately 3.8 miles. Turn right onto Stillwater Blvd and continue approximately 0.9 miles to 1188 Stillwater Blvd in Stillwater Golf and Cou
Public Remarks: Under Construction: Ready January 2026! Discover executive living at Stillwater Golf & Country Club in this beautifully upgraded home featuring 2 bedrooms, 2.5 baths, a dedicated study, and a 2-car garage. Enjoy stunning water-to-golf views from the spacious screened lanai, perfect for relaxing or entertaining. The open-concept design showcases upscale finishes throughout and a gourmet kitchen ideal for gathering with family and friends. Located in St. Johns County's premier active adult golf and country club community, Stillwater offers an exceptional lifestyle with golf, resort-style amenities, and beautiful surroundings. Experience the perfect blend of elegance, comfort, and Florida living in a home designed for your next chapter! (Conditions may apply)
List Price/SqFt: 321.61

Property Features

Architectural Style: Villa Levels: One Property Condition: Under Construction Appliances: Convection Oven; Dishwasher; Disposal; Double Oven; Dryer; Gas Cooktop; Gas Oven; Gas Range; Gas Water Heater; Ice Maker; Microwave; Refrigerator; Washer Interior Features: Breakfast Bar; Ceiling Fan(s); Entrance Foyer; Kitchen Island; Pantry; Primary Bathroom - Shower No Tub; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile Laundry Features: Gas Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric; Heat Pump Water Source: Public Sewer: Public Sewer Smart Home Features: Programmable Thermostat Green Energy Efficient: Windows Security Features: Smoke Detector(s) Construction Materials: Fiber Cement; Frame Patio And Porch Features: Patio; Screened Roof: Shingle Parking Features: Attached; Garage; Garage Door Opener Lot Features: Sprinklers In Front; Sprinklers In Rear; Wooded View: Protected Preserve; Trees/Woods; Water Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Fitness Center; Gated; Golf Course; Maintenance Grounds; Tennis Court(s); Trash; Water Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan Room Types: Bathroom 1; Bathroom 2; Bathroom 3; Bedroom 1; Bedroom 2; Bedroom 3; Bonus Room; Den; Dining Room; Family Room; Kitchen; Laundry; Primary Bedroom

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: Yes
Listing Contract Date: 2026-09-24

Location Tax and Legal

Street Number: 364
Street Name: MURPHYS
Street Suffix: Drive
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Stillwater

Status Change Information

Major Change Timestamp: 2026-09-24T17:48:29Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: Yes

More Information

Room Types

Bedroom 3 Level: First
Bonus Room Level: First
Primary Bedroom Level: First

Room Information

Room Name	Remarks
Den	Den
Bedroom 1
Bedroom 2
Kitchen
Family Room
Laundry
Dining Room
Bathroom 1
Bathroom 2
Bathroom 3	half

Listing Office: LENNAR REALTY INC

Last Updated: October - 26 - 2026

Information deemed reliable but not guaranteed.