Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

364 MAPLEWOOD Drive, St. Johns, FL 32259 (MLS# 2086286)

364 MAPLEWOOD Drive, St. Johns, FL 32259

$599,000

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Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,842 Lot Size (sq. ft.): 10,890 Status: Closed

Current Price: $599,000 List Date: 8/14/2025 Last Modified: 6/05/2026

Overview

Description

Move-in ready, well-maintained, thoughtfully updated lakefront home in Julington Creek Plantation offers tranquil lakeside living in St. Johns, FL, featuring beautiful wood floors, fresh interior paint & many recent upgrades. The main level boasts 4 bedrms and 2 baths, including a spacious owner's suite w/ serene lake views & a generous walk-in closet. An open-concept family rm flows into an eat-in kitchen & formal dining rm, while a den/office w/fireplace provides a dedicated work-from-home retreat. Upstairs, discover a lrg 5th flex bedrm w/full bath & ample closet space-ideal for guests or media. Outside, the pavered lanai overlooks the lake w/ backyard paddle access & plenty of yard to add a pool. Residents enjoy resort-style amenities, including a gym, multiple pools, café, pickleball, basketball & volleyball courts, skate park, children's playground, championship golf course & a soon-to-open Aquatic Park. Constructed w/ durable stucco-over-block for strength & efficiency. Close

Supplements: to top-rated schools, shopping, dining & quick Jacksonville commute routes.

Listing Details MLS# 2086286

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2842
Living Area Source: Public Records
Year Built: 1998
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.25
Association YN: Yes
Association Fee: 560
Association Fee Frequency: Annually
Association Name: Julington Creek Plantation
Association Phone: 904-417-7600
CDD Fee YN: Yes
CDD Fee Amount: 1328.94
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Furnished: Unfurnished
Stories: 2
Senior Community YN: No
Directions: From SR 13 head east on Racetrack Rd to Rt onto Flora Branch Blvd to Rt onto Maplewood Dr. Home is on the Rt
Public Remarks: Move-in ready, well-maintained, thoughtfully updated lakefront home in Julington Creek Plantation offers tranquil lakeside living in St. Johns, FL, featuring beautiful wood floors, fresh interior paint & many recent upgrades. The main level boasts 4 bedrms and 2 baths, including a spacious owner's suite w/ serene lake views & a generous walk-in closet. An open-concept family rm flows into an eat-in kitchen & formal dining rm, while a den/office w/fireplace provides a dedicated work-from-home retreat. Upstairs, discover a lrg 5th flex bedrm w/full bath & ample closet space-ideal for guests or media. Outside, the pavered lanai overlooks the lake w/ backyard paddle access & plenty of yard to add a pool. Residents enjoy resort-style amenities, including a gym, multiple pools, café, pickleball, basketball & volleyball courts, skate park, children's playground, championship golf course & a soon-to-open Aquatic Park. Constructed w/ durable stucco-over-block for strength & efficiency. Close
List Price/SqFt: 216.05
Sold Price/SqFt: 210.77

Property Features

Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Microwave; Refrigerator; Water Softener Owned Fireplace Features: Wood Burning Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Split Bedrooms; Walk-In Closet(s) Flooring: Carpet; Tile; Wood Utilities: Cable Connected; Electricity Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Construction Materials: Block; Stucco Patio And Porch Features: Covered; Patio; Porch Parking Features: Attached; Garage Door Opener View: Lake; Pond; Water Waterfront Features: Lake Front; Pond Fencing: Back Yard Current Use: Single Family Association Amenities: Basketball Court; Children's Pool; Clubhouse; Community Pool; Fitness Center; Golf Course; Jogging Path; Park; Pickleball; Playground; Tennis Court(s) Possession: Negotiable Listing Terms: Cash; FHA; VA Loan