Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3625 CUNNINGHAM Road, Orange Park, FL 32065 (MLS# 1239080)

3625 CUNNINGHAM Road, Orange Park, FL 32065

$472,990

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,600 Status: Closed

Current Price: $472,990 List Date: 8/21/2023 Last Modified: 2/18/2026

Overview

Description

Spacious and accommodating, this two-story home features an open-concept main floor and four charming bedrooms upstairs. Just off the entryway, you'll find a fifth bedroom with a nearby bathroom. Toward the back of the home, a great room flows into an inviting kitchen with a center island and adjacent dining room. Upstairs, a loft offers a versatile common area, and a sprawling primary suite includes an attached bath and walk-in closet. ASK ABOUT BELOW-MARKET INTEREST RATES!

Listing Details MLS# 1239080

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2600
Living Area Source: Plans
Year Built: 2023
Association YN: Yes
Association Fee: 860
Association Fee Frequency: Annually
CDD Fee YN: No
New Construction YN: Yes
Garage Spaces: 2
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: 2
Directions: I-95N TAKE EXIT 12 Follow Collins Rd and Oakleaf Village Parkway to Cunningham Rd in Clay County Oakleaf Village Parkway turns left and becomes Cunningham Rd Destination on your right.
Public Remarks: Spacious and accommodating, this two-story home features an open-concept main floor and four charming bedrooms upstairs. Just off the entryway, you'll find a fifth bedroom with a nearby bathroom. Toward the back of the home, a great room flows into an inviting kitchen with a center island and adjacent dining room. Upstairs, a loft offers a versatile common area, and a sprawling primary suite includes an attached bath and walk-in closet. ASK ABOUT BELOW-MARKET INTEREST RATES!
List Price/SqFt: 182.69
Sold Price/SqFt: 181.92

Property Features

Approx Parcel Size: Less than .25 Acre Architectural Style: Traditional Property Condition: Under Construction Appliances: Dishwasher; Disposal; Dryer; Gas Range; Microwave; Refrigerator; Tankless Water Heater; Washer Interior Features: Kitchen Island; Pantry; Primary Bathroom - Shower No Tub; Walk-In Closet(s) Flooring: Vinyl Utilities: Natural Gas Available Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Block; Concrete Pool Features: None Roof: Shingle Parking Features: Attached; Garage Current Use: Residential Association Amenities: Playground Road Surface Type: Asphalt Possession: Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2023-07-24

Location Tax and Legal

Street Number: 3625
Street Name: CUNNINGHAM
Street Suffix: Road
County: Clay
State: FL
Postal Code: 32065
MLS Area Major: 139-Oakleaf/Orange Park/NW Clay County
Subdivision Name: Sugar Leaf Farms

Status Change Information

Major Change Timestamp: 2023-12-12T01:40:57Z
Major Change Type: Status Change
Price Change Timestamp: 2023-09-28T20:28:09Z
Purchase Contract Date: 2023-10-15
Close Date: 2023-12-08
Close Price: 472990

DPR Eligible

DPR Eligible: No

More Information

Historical Information

Public Historical Remarks 1: Structure Builder: Richmond
Public Historical Remarks 2: Interior Amenities-Sliding Glass Door(s): Y
Public Historical Remarks 3: Occupant Type: Appointment, Vacant

Room Information

Room Name
Utility Room
Primary Bedroom
Bedroom 1
Bedroom 2
Bedroom 3
Great Room
Dining Room
Kitchen

Listing Office: THE REALTY EXPERIENCE POWERED

Last Updated: February - 18 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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