Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

358 RAMBLING BROOK Trail, St. Johns, FL 32259 (MLS# 2167420)

358 RAMBLING BROOK Trail, St. Johns, FL 32259

$545,000

Property Type: Residential Bedrooms: 5 Baths: 3 Square Footage: 2,395 Lot Size (sq. ft.): 5,227 Status: Active

Current Price: $545,000 List Date: 10/01/2026 Last Modified: 10/01/2026

Overview

Description

PRICE IMPROVEMENT + $5,000 BUYER INCENTIVE + 5.625% ASSUMABLE VA LOAN OPPORTUNITY! Seller is motivated and offering $5,000 toward buyer's closing costs with an acceptable offer. Take advantage of the opportunity to assume the seller's existing VA mortgage at a 5.625% fixed interest rate, subject to buyer qualification, lender approval, and applicable VA requirements. Welcome to this beautifully maintained 5-bedroom, 3-bath home in the sought-after Brookside community of St. Johns County. Featuring an open, functional floor plan, gourmet-style kitchen, and peaceful pond views, this home offers plenty of space for entertaining and everyday living. Enjoy top-rated St. Johns County schools, neighborhood parks, and convenient access to the Gourd Island Conservation Preserve. Ideally located near CR-210 and I-95 with easy access to St. Augustine, Jacksonville, area beaches, hospitals, shopping, and dining. Schedule your showing today!

Supplements: LOCATION, SCHOOLS & CONVENIENCE: Enjoy the highly desirable St. Johns County lifestyle with access to St. Johns County schools and an exceptional location near CR-210 and I-95. Shopping, dining, groceries and everyday conveniences are just minutes away, with easy access to The Fountains at St. Johns and Durbin Park. Healthcare is also conveniently ... (Read more)

Listing Details MLS# 2167420

General Property Information

Bedrooms Total: 5
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2395
Living Area Source: Assessor
Year Built: 2023
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.12
Association YN: Yes
Association Fee: 330
Association Fee Frequency: Quarterly
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: Yes
Stories: 2
Senior Community YN: No
Directions: 1-95 to CR 210 and right on Russell Sampson Rd. Turn right into Brookside Preserve. Left on Rambling Brook Trail.
Public Remarks: PRICE IMPROVEMENT + $5,000 BUYER INCENTIVE + 5.625% ASSUMABLE VA LOAN OPPORTUNITY! Seller is motivated and offering $5,000 toward buyer's closing costs with an acceptable offer. Take advantage of the opportunity to assume the seller's existing VA mortgage at a 5.625% fixed interest rate, subject to buyer qualification, lender approval, and applicable VA requirements. Welcome to this beautifully maintained 5-bedroom, 3-bath home in the sought-after Brookside community of St. Johns County. Featuring an open, functional floor plan, gourmet-style kitchen, and peaceful pond views, this home offers plenty of space for entertaining and everyday living. Enjoy top-rated St. Johns County schools, neighborhood parks, and convenient access to the Gourd Island Conservation Preserve. Ideally located near CR-210 and I-95 with easy access to St. Augustine, Jacksonville, area beaches, hospitals, shopping, and dining. Schedule your showing today!
List Price/SqFt: 227.56

Property Features

Architectural Style: A-Frame Levels: Two Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Dryer; Electric Oven; Electric Water Heater; Gas Cooktop; Gas Water Heater; Microwave; Refrigerator; Tankless Water Heater; Washer Interior Features: Breakfast Bar; Kitchen Island; Pantry Flooring: Carpet; Vinyl Laundry Features: Electric Dryer Hookup; In Unit; Lower Level; Washer Hookup Utilities: Electricity Available; Electricity Connected; Natural Gas Available; Natural Gas Connected; Sewer Available; Sewer Connected; Water Available; Water Connected Cooling: Central Air Heating: Central; Electric Water Source: Public Sewer: Public Sewer Green Energy Efficient: HVAC; Thermostat Construction Materials: Concrete; Frame; Other Roof: Shingle Parking Features: Garage; Garage Door Opener View: Pond Waterfront Features: Pond Current Use: Residential; Single Family Association Amenities: Community Pool; Gated; Maintenance Grounds; Playground; Trash Association Fee Includes: Maintenance Grounds; Other Community Features: Sidewalks; Street Lights Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Assumable; Cash; Conventional; FHA; USDA Loan; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-07-01

Location Tax and Legal

Street Number: 358
Street Name: RAMBLING BROOK
Street Suffix: Trail
County: St. Johns
State: FL
Postal Code: 32259
MLS Area Major: 301-Julington Creek/Switzerland
Subdivision Name: Brookside Preserve

Status Change Information

Major Change Timestamp: 2026-10-01T21:26:38Z
Major Change Type: New Listing

DPR Eligible

DPR Eligible: Yes

More Information

Listing Office: ARTEMIS MANAGEMENT COMPANY

Last Updated: October - 01 - 2026

Information deemed reliable but not guaranteed.