Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3573 BELLA SERA Lane, Green Cove Springs, FL 32043 (MLS# 2145595)

3573 BELLA SERA Lane, Green Cove Springs, FL 32043

$304,999

Virtual Tour

https://www.hommati.com/3DTour-AerialVideo/unbranded/3573-Bella-Sera-Ln-Green-Cove-Springs-Fl-32043--HPI71615625

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 1,682 Lot Size (sq. ft.): 4,792 Status: Active

Current Price: $304,999 List Date: 5/15/2026 Last Modified: 10/29/2026

Overview

Description

Beautiful 4-bedroom, 2-bath home located in the Lakes at Bella Lago community in Green Cove Springs. This move-in ready home features a spacious open-concept layout perfect for entertaining and everyday living, with generously sized bedrooms and modern finishes throughout. The bright kitchen opens seamlessly to the main living and dining areas, creating a warm and inviting atmosphere. Situated on a beautifully maintained lot surrounded by nature, this home offers both comfort and curb appeal. Residents enjoy resort-style amenities including a stunning pool, clubhouse, playground, scenic trails, open green spaces, and access to the community lake. Conveniently located just minutes from the First Coast Expressway for easy access to Jacksonville and St. Augustine. Zoned for highly rated Clay County schools including Lake Asbury Elementary. A perfect blend of style, convenience, and Florida living.

Listing Details MLS# 2145595

General Property Information

Bedrooms Total: 4
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1682
Living Area Source: Owner
Year Built: 2024
Accessory Dwelling Unit Y/N: No
Homestead YN: No
Lot Size Acres: 0.11
Association YN: Yes
Association Fee: 65
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Directions: Located off Sandridge Rd. about 1 mile East of Ronnie Van Zant Memorial Park- From Orange Park take the 17 South (Roosevelt Blvd.) for 9 miles; turn Right on Russel Rd. (CR 209) and go 3 miles (Note: must turn right again to remain on Russel); turn Left on Sandridge Rd. (739B) go about 2 miles then turn Left at the Lakes at Bella Lago sign just past Feed Mill Dr.
Public Remarks: Beautiful 4-bedroom, 2-bath home located in the Lakes at Bella Lago community in Green Cove Springs. This move-in ready home features a spacious open-concept layout perfect for entertaining and everyday living, with generously sized bedrooms and modern finishes throughout. The bright kitchen opens seamlessly to the main living and dining areas, creating a warm and inviting atmosphere. Situated on a beautifully maintained lot surrounded by nature, this home offers both comfort and curb appeal. Residents enjoy resort-style amenities including a stunning pool, clubhouse, playground, scenic trails, open green spaces, and access to the community lake. Conveniently located just minutes from the First Coast Expressway for easy access to Jacksonville and St. Augustine. Zoned for highly rated Clay County schools including Lake Asbury Elementary. A perfect blend of style, convenience, and Florida living.
List Price/SqFt: 181.33

Property Features

Architectural Style: Ranch Levels: One Property Condition: Updated/Remodeled Appliances: Dishwasher; Disposal; Electric Range; Electric Water Heater; Microwave; Refrigerator; Washer Interior Features: Kitchen Island; Walk-In Closet(s) Flooring: Tile Utilities: Electricity Available; Sewer Connected; Water Connected Cooling: Central Air Heating: Central Water Source: Public Sewer: Public Sewer Construction Materials: Frame Patio And Porch Features: Patio Parking Features: Garage Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Playground Possession: Close Of Escrow; Negotiable Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-05-15

Location Tax and Legal

Street Number: 3573
Street Name: BELLA SERA
Street Suffix: Lane
County: Clay
State: FL
Postal Code: 32043
MLS Area Major: 163-Lake Asbury Area
Subdivision Name: Bella Lago

Status Change Information

Major Change Timestamp: 2026-07-28T22:12:39Z
Major Change Type: Price Reduced
Price Change Timestamp: 2026-07-28T22:12:39Z

DPR Eligible

DPR Eligible: Yes

More Information

Documents

Offer Instructions ›

Seller Disclosure ›

Flood Disclosure ›

Listing Office: HOUWZER, INC.

Last Updated: October - 29 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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