Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

354 SILENT BROOK Trail, Jacksonville, FL 32225 (MLS# 2171633)

354 SILENT BROOK Trail, Jacksonville, FL 32225

New Listing

$329,500

Property Type: Residential Bedrooms: 3 Baths: 2 Square Footage: 1,420 Lot Size (sq. ft.): 4,792 Status: Active

Current Price: $329,500 List Date: 10/30/2026 Last Modified: 10/31/2026

Overview

Description

Location, Location, Location! Conveniently located near Kernan and Atlantic, this home offers a spacious split-bedroom floor plan with abundant natural light throughout. Enjoy separate living and family room areas, providing plenty of space for entertaining and everyday living. The fenced backyard, installed in 2025, is perfect for outdoor gatherings, entertaining, or simply relaxing. Recent Updates: New water heater (2025) New microwave (2024) AC replaced (2019) Roof replaced (2012)

Listing Details MLS# 2171633

General Property Information

Bedrooms Total: 3
Bathrooms Full: 2
Bathrooms Total: 2
Living Area: 1420
Living Area Source: Public Records
Year Built: 1990
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.11
Association YN: Yes
Association Fee: 120
Association Fee Frequency: Annually
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: Yes
Carport YN: No
Pool Private YN: No
Water Body Access YN: No
Waterfront YN: No
Stories: Yes
Senior Community YN: No
Directions: North On Kernan Boulevard from Atlantic Blvd, Turn Right on Mastin Cove Road, turn Left on Silent Brook Trail, house is on the Left
Public Remarks: Location, Location, Location! Conveniently located near Kernan and Atlantic, this home offers a spacious split-bedroom floor plan with abundant natural light throughout. Enjoy separate living and family room areas, providing plenty of space for entertaining and everyday living. The fenced backyard, installed in 2025, is perfect for outdoor gatherings, entertaining, or simply relaxing. Recent Updates: New water heater (2025) New microwave (2024) AC replaced (2019) Roof replaced (2012)
List Price/SqFt: 232.04

Property Features

Appliances: Dishwasher; Disposal; Electric Oven; Electric Range; Electric Water Heater; Microwave; Refrigerator; Water Softener Owned Interior Features: Breakfast Bar; Ceiling Fan(s); Eat-in Kitchen; Pantry; Primary Bathroom - Tub with Shower; Split Bedrooms; Walk-In Closet(s) Flooring: Laminate Laundry Features: In Unit Utilities: Electricity Connected; Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Construction Materials: Brick Roof: Shingle Parking Features: Attached Fencing: Vinyl; Wood Current Use: Residential Road Frontage Type: City Street Road Surface Type: Asphalt Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Contract Date: 2026-10-30

Location Tax and Legal

Street Number: 354
Street Name: SILENT BROOK
Street Suffix: Trail
County: Duval
State: FL
Postal Code: 32225
MLS Area Major: 043-Intracoastal West-North Of Atlantic Blvd
Subdivision Name: Villas At Cross Crk

Status Change Information

Major Change Timestamp: 2026-10-30T18:06:21Z
Major Change Type: New Listing

Green Energy

Ownership: Seller Owned

More Information

DPR Eligible

DPR Eligible: Yes

Documents

HOA Disclosure ›

Listing Office: FLORIDA HOMES REALTY & MTG LLC

Last Updated: October - 31 - 2026

Information deemed reliable but not guaranteed.

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Zelda Greenberg is a real estate agent affiliated with Legacy Realty Group North Florida, Inc., a licensed real estate brokerage that abides by equal housing opportunity laws. This is not intended to solicit property already listed. All material presented is intended for informational purposes only. Information is compiled from sources that are deemed reliable but subject to price changes, condition, sale, withdrawal, and errors & omissions.

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