Are Jacksonville home prices expected to drop further?

Nobody can honestly promise a specific direction. Prices are down modestly year over year, not falling sharply, and the market is described as balanced to slightly seller-favoring by most current reporting — not a buyer's market in the way the term usually implies.

How many days does it actually take to buy a house in Jacksonville right now?

It depends heavily on the specific home. Current data shows a real split: well-priced homes in strong areas can go under contract in under two weeks, while others sit for three months or more. The citywide average sits somewhere in between and can be misleading on its own.

Is Jacksonville still a buyer's market or a seller's market?

Most current data puts it close to balanced, with a slight lean toward sellers overall — but this varies meaningfully by neighborhood and price point, which is why a citywide label only tells part of the story.

Should I wait for mortgage rates to drop before buying?

That's a real financial trade-off, not a simple yes or no — rates have actually trended up, not down, through this fall. A monthly-payment conversation based on your actual numbers is more useful than a guess about where rates go next.

3530 FORTUNA Drive, Orange Park, FL 32065 (MLS# 2103178)

3530 FORTUNA Drive, Orange Park, FL 32065

$395,000

Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,185 Lot Size (sq. ft.): 16,553 Status: Closed

Current Price: $395,000 List Date: 8/10/2025 Last Modified: 1/23/2026

Overview

Description

Wow! Welcome to this stunning and fully updated pool home featuring a beautiful guest house! This brick and block home truly has it all — from modern updates to incredible functionality and space. The sellers have been using the guest house as an Airbnb, and it has been a great financial success! Located on a quiet street with a new pickleball court at the end of the road, this home offers so much to love. Enjoy tons of storage and a spacious two-car garage. The main home features a large screened-in back porch and a lovely breezeway porch off the primary bedroom, perfect for relaxing or entertaining. There's also a separate air-conditioned room ideal for a private office or storage. Inside, the updated kitchen shines with Quartz countertops and a great view of the pool through the kitchen window — perfect for family cookouts and gatherings. The guest house has been beautifully updated as well, featuring a kitchenette, new appliances, family room, bedroom, and bathroom. More..

Supplements: ideal for guests, in-laws, or continued short-term rental income. The sellers have invested significantly in quality upgrades, including: A $13,300 large shed New windows ($20,000) Custom pavers, blinds, and gutters ($16,200) This home is move-in ready and comes with no HOA fees a rare find! Welcome Home!

Listing Details MLS# 2103178

General Property Information

Bedrooms Total: 4
Bathrooms Full: 3
Bathrooms Total: 3
Living Area: 2185
Living Area Source: Appraiser
Year Built: 1975
Accessory Dwelling Unit Y/N: No
Homestead YN: Yes
Lot Size Acres: 0.38
Association YN: No
CDD Fee YN: No
Accessibility Features YN: No
New Construction YN: No
Garage YN: Yes
Garage Spaces: 2
Carport YN: No
Pool Private YN: Yes
Water Body Access YN: No
Waterfront YN: No
Furnished: Unfurnished
Stories: Yes
Entry Level: Yes
Senior Community YN: No
Direction Faces: Northeast
Directions: Going southwest on Blanding turn left onto College, then turn left onto Peoria Rd and to left onto Fortuna Dr. and house is left.
Public Remarks: Wow! Welcome to this stunning and fully updated pool home featuring a beautiful guest house! This brick and block home truly has it all — from modern updates to incredible functionality and space. The sellers have been using the guest house as an Airbnb, and it has been a great financial success! Located on a quiet street with a new pickleball court at the end of the road, this home offers so much to love. Enjoy tons of storage and a spacious two-car garage. The main home features a large screened-in back porch and a lovely breezeway porch off the primary bedroom, perfect for relaxing or entertaining. There's also a separate air-conditioned room ideal for a private office or storage. Inside, the updated kitchen shines with Quartz countertops and a great view of the pool through the kitchen window — perfect for family cookouts and gatherings. The guest house has been beautifully updated as well, featuring a kitchenette, new appliances, family room, bedroom, and bathroom. More..
List Price/SqFt: 180.78
Sold Price/SqFt: 180.78

Property Features

Architectural Style: Traditional Levels: One Property Condition: Updated/Remodeled Appliances: Dishwasher; Electric Oven; Electric Range; Microwave; Refrigerator Interior Features: Breakfast Bar Flooring: Vinyl Laundry Features: Washer Hookup Utilities: Sewer Connected; Water Connected Cooling: Central Air; Electric Heating: Central; Electric Water Source: Public Sewer: Public Sewer Security Features: Smoke Detector(s) Construction Materials: Block; Brick Other Structures: Shed(s) Patio And Porch Features: Porch; Rear Porch; Screened Pool Features: In Ground; Fenced Roof: Shingle Parking Features: Attached Carport Fencing: Back Yard Current Use: Single Family Road Frontage Type: City Street Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan