3528 BAY ISLAND Circle, Jacksonville Beach, FL 32250 (MLS# 2115249)

3528 BAY ISLAND Circle, Jacksonville Beach, FL 32250

$862,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,222 Lot Size (sq. ft.): 15,246 Status: Closed
Current Price: $862,000 List Date: 2/01/2026 Last Modified: 5/15/2026

Overview

Description

Located in the highly sought after Ocean Cay community, 3528 Bay Island Circle presents a rare opportunity to own a Jacksonville Beach pool home in one of the area's most exclusive and tightly held neighborhoods. Designed for relaxed coastal living, the home features bright open spaces that flow seamlessly to a private backyard with a sparkling pool and covered lanai, perfect for entertaining or unwinding after a day at the beach. The open concept layout blends modern comfort with coastal charm throughout the main living areas. Three bedrooms, including the primary suite, are located on the main level. Upstairs, a newly added wall creates a private office and additional bedroom, offering a flexible nonconforming five bedroom layout ideal for guests or working from home. Ocean Cay is a deed restricted community where short term rentals are not permitted, providing long term neighborhood stability, privacy, and peace of mind just minutes from the sand, dining, and shopping of Jax Beach.

Listing Details MLS# 2115249

General Property Information

Bedrooms Total
4
Bathrooms Full
3
Bathrooms Total
3
Living Area
2222
Living Area Source
Assessor
Year Built
2000
Accessory Dwelling Unit Y/N
No
Homestead YN
No
Lot Size Acres
0.35
Association YN
Yes
Association Fee
896
Association Fee Frequency
Annually
CDD Fee YN
No
Accessibility Features YN
No
New Construction YN
No
Garage YN
Yes
Garage Spaces
2
Carport YN
No
Pool Private YN
Yes
Water Body Access YN
No
Waterfront YN
Yes
Stories
2
Senior Community YN
No
Directions
From Butler Blvd (JTB) go North on South Beach Pkwy. Take a right into Ocean Cay and continue to Bay Island Circle.
Public Remarks
Located in the highly sought after Ocean Cay community, 3528 Bay Island Circle presents a rare opportunity to own a Jacksonville Beach pool home in one of the area's most exclusive and tightly held neighborhoods. Designed for relaxed coastal living, the home features bright open spaces that flow seamlessly to a private backyard with a sparkling pool and covered lanai, perfect for entertaining or unwinding after a day at the beach. The open concept layout blends modern comfort with coastal charm throughout the main living areas. Three bedrooms, including the primary suite, are located on the main level. Upstairs, a newly added wall creates a private office and additional bedroom, offering a flexible nonconforming five bedroom layout ideal for guests or working from home. Ocean Cay is a deed restricted community where short term rentals are not permitted, providing long term neighborhood stability, privacy, and peace of mind just minutes from the sand, dining, and shopping of Jax Beach.
List Price/SqFt
414.04
Sold Price/SqFt
387.94

Property Features

Architectural Style: Traditional Levels: Two Appliances: Convection Oven; Dishwasher; Disposal; Electric Oven; Electric Range; Ice Maker; Microwave; Refrigerator Fireplace Features: Gas Interior Features: Breakfast Bar; Breakfast Nook; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; In-Law Floorplan; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Smart Thermostat; Split Bedrooms; Vaulted Ceiling(s) Flooring: Carpet; Laminate; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Connected Cooling: Central Air Heating: Central Water Source: Public Construction Materials: Frame; Stucco Patio And Porch Features: Front Porch; Patio; Screened Pool Features: In Ground; Fenced Roof: Shingle Parking Features: Garage View: Lake; Pond Waterfront Features: Lake Front; Pond Current Use: Residential; Single Family Association Amenities: Clubhouse; Community Pool; Playground Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type
Single Family Residence
Property Attached YN
No
Listing Contract Date
2025-10-27

Location Tax and Legal

Street Number
3528
Street Name
BAY ISLAND
Street Suffix
Circle
County
Duval
State
FL
Postal Code
32250
MLS Area Major
214-Jacksonville Beach-SW
Subdivision Name
Ocean Cay

Status Change Information

Major Change Timestamp
2026-05-15T16:30:32Z
Major Change Type
Status Change
Price Change Timestamp
2026-02-07T18:55:46Z
Purchase Contract Date
2026-03-27
Close Date
2026-05-15
Close Price
862000

Fireplace Features

Fireplaces Total
Yes

More Information

DPR Eligible

DPR Eligible
No
Listing Office: FLUID REALTY, LLC.
Source MLS Verified
Last Updated: May - 15 - 2026
Information deemed reliable but not guaranteed.

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