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3528 BAY ISLAND Circle, Jacksonville Beach, FL 32250

$862,000
Property Type: Residential Bedrooms: 4 Baths: 3 Square Footage: 2,222 Lot Size (sq. ft.): 15,246 Status: Closed
Current Price: $862,000 List Date: 2/01/2026 Last Modified: 5/15/2026

Overview

Description

Located in the highly sought after Ocean Cay community, 3528 Bay Island Circle presents a rare opportunity to own a Jacksonville Beach pool home in one of the area's most exclusive and tightly held neighborhoods. Designed for relaxed coastal living, the home features bright open spaces that flow seamlessly to a private backyard with a sparkling pool and covered lanai, perfect for entertaining or unwinding after a day at the beach. The open concept layout blends modern comfort with coastal charm throughout the main living areas. Three bedrooms, including the primary suite, are located on the main level. Upstairs, a newly added wall creates a private office and additional bedroom, offering a flexible nonconforming five bedroom layout ideal for guests or working from home. Ocean Cay is a deed restricted community where short term rentals are not permitted, providing long term neighborhood stability, privacy, and peace of mind just minutes from the sand, dining, and shopping of Jax Beach.

Listing Details MLS# 2115249

General Property Information

Bedrooms Total
4
Bathrooms Full
3
Bathrooms Total
3
Living Area
2222
Living Area Source
Assessor
Year Built
2000
Accessory Dwelling Unit Y/N
No
Homestead YN
No
Lot Size Acres
0.35
Association YN
Yes
Association Fee
896
Association Fee Frequency
Annually
CDD Fee YN
No
Accessibility Features YN
No
New Construction YN
No
Garage YN
Yes
Garage Spaces
2
Carport YN
No
Pool Private YN
Yes
Water Body Access YN
No
Waterfront YN
Yes
Stories
2
Senior Community YN
No
Directions
From Butler Blvd (JTB) go North on South Beach Pkwy. Take a right into Ocean Cay and continue to Bay Island Circle.
Public Remarks
Located in the highly sought after Ocean Cay community, 3528 Bay Island Circle presents a rare opportunity to own a Jacksonville Beach pool home in one of the area's most exclusive and tightly held neighborhoods. Designed for relaxed coastal living, the home features bright open spaces that flow seamlessly to a private backyard with a sparkling pool and covered lanai, perfect for entertaining or unwinding after a day at the beach. The open concept layout blends modern comfort with coastal charm throughout the main living areas. Three bedrooms, including the primary suite, are located on the main level. Upstairs, a newly added wall creates a private office and additional bedroom, offering a flexible nonconforming five bedroom layout ideal for guests or working from home. Ocean Cay is a deed restricted community where short term rentals are not permitted, providing long term neighborhood stability, privacy, and peace of mind just minutes from the sand, dining, and shopping of Jax Beach.
List Price/SqFt
414.04
Sold Price/SqFt
387.94
Bathrooms Half
0

Property Features

Architectural Style: Traditional Levels: Two Appliances: Convection Oven; Dishwasher; Disposal; Electric Oven; Electric Range; Ice Maker; Microwave; Refrigerator Fireplace Features: Gas Interior Features: Breakfast Bar; Breakfast Nook; Built-in Features; Ceiling Fan(s); Eat-in Kitchen; Entrance Foyer; In-Law Floorplan; Kitchen Island; Pantry; Primary Bathroom -Tub with Separate Shower; Primary Downstairs; Smart Thermostat; Split Bedrooms; Vaulted Ceiling(s) Flooring: Carpet; Laminate; Tile Laundry Features: Electric Dryer Hookup; Washer Hookup Utilities: Cable Available; Electricity Connected Cooling: Central Air Heating: Central Water Source: Public Construction Materials: Frame; Stucco Patio And Porch Features: Front Porch; Patio; Screened Pool Features: In Ground; Fenced Roof: Shingle Parking Features: Garage View: Lake; Pond Waterfront Features: Lake Front; Pond Current Use: Residential; Single Family Association Amenities: Clubhouse; Playground; Pool Possession: Close Of Escrow Listing Terms: Cash; Conventional; FHA; VA Loan

Contract Information

Property Sub Type
Single Family Residence
Property Attached YN
No
Listing Contract Date
2025-10-27

Location Tax and Legal

Street Number
3528
Street Name
BAY ISLAND
Street Suffix
Circle
County
Duval
State
FL
Postal Code
32250
MLS Area Major
214-Jacksonville Beach-SW
Subdivision Name
Ocean Cay

Status Change Information

Major Change Timestamp
2026-05-15T16:30:32Z
Major Change Type
Status Change
Price Change Timestamp
2026-02-07T18:55:46Z
Purchase Contract Date
2026-03-27
Close Date
2026-05-15
Close Price
862000

Fireplace Features

Fireplaces Total
Yes
Gas
Yes

More Information

DPR Eligible

DPR Eligible
No

Location, Tax, and Legal

Country
US
Parcel Number
1809491790
Tax Annual Amount
12155.1
Tax Year
2024
Tax Legal Description
52-51 09-3S-29E .350 OCEAN CAY UNIT TWO LOT 138

Appliances

Convection Oven
Yes
Dishwasher
Yes
Disposal
Yes
Electric Oven
Yes
Electric Range
Yes
Ice Maker
Yes
Microwave
Yes
Refrigerator
Yes

Association Amenities

Clubhouse
Yes
Playground
Yes
Pool
Yes

Construction Materials

Frame
Yes
Stucco
Yes

Cooling

Central Air
Yes

Current Use

Residential
Yes
Single Family
Yes

Flooring

Carpet
Yes
Laminate
Yes
Tile
Yes

Heating

Central
Yes

Laundry Features

Electric Dryer Hookup
Yes
Washer Hookup
Yes

Levels

Two
Yes

Listing Terms

Cash
Yes
Conventional
Yes
FHA
Yes
VA Loan
Yes

Parking Features

Garage
Yes

Pool Features

Fenced
Yes
In Ground
Yes

Possession

Close Of Escrow
Yes

Roof

Shingle
Yes

Utilities

Cable Available
Yes
Electricity Connected
Yes

View

Lake
Yes
Pond
Yes

Water Source

Public
Yes

Architectural Style

Traditional
Yes

Patio And Porch Features

Front Porch
Yes
Patio
Yes
Screened
Yes

Waterfront Features

Lake Front
Yes
Pond
Yes

Interior Features

Breakfast Bar
Yes
Breakfast Nook
Yes
Built-in Features
Yes
Ceiling Fan(s)
Yes
Eat-in Kitchen
Yes
Entrance Foyer
Yes
In-Law Floorplan
Yes
Kitchen Island
Yes
Pantry
Yes
Primary Bathroom -Tub with Separate Shower
Yes
Primary Downstairs
Yes
Smart Thermostat
Yes
Split Bedrooms
Yes
Vaulted Ceiling(s)
Yes
Listing Office: FLUID REALTY, LLC.
Source MLS Verified
Last Updated: May - 15 - 2026
Information deemed reliable but not guaranteed.

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